Alfalah Milkiat Finance (AMF) is a unique long term financing facility offered to SMEs to purchase, renovate or expand their business premises. It is being offered keeping in mind requirements of the small business owner who needs to take his/her business to the next level.

AMF is grouped into four sub categories to help you identify which arrangement suits your needs best. .

AMF-1:   Acquisition of rented commercial/ industrial property by present tenant..

AMF-2:   Construction on owned and in possession commercial/ industrial premises/ plot.

AMF-3:   Purchase of constructed commercial/ industrial property.

AMF-4:  Renovation of owned and in possession commercial / industrial property.

You are eligible to apply if: 

• You have been in business for at least 3 years.

• Amount of finance you need is between Rs 0.5 Million to Rs 30 Million under AMF 1, 2 & 3 or a maximum of Rs 3.5 Million for AMF 4.

Salient Features

• AMF 1,2 & 3 shall be repayable in 2-15 years whereas AMF-4 shall be repaid in 2-4 years.
     
• Mark up shall be (1 Year KIBOR + 4%)
   
• Monthly installments will be hassle free through post dated cheques.
   
• AMF shall be disbursed approximately within one month after completion of documentary requirements by you.
   
  
• The property being financed shall be mortgaged in favor of the bank.

Application Process

To begin the process and further details please call 111-225-111 or visit your nearest Bank Alfalah Branch.