• If you are a Pakistani National holding a CNIC or valid passport or a NICOP
   
• If your age is between 23 and 60 years at the time of application. (Subject to maximum age of 65 at the time of maturity).
   
• If you are in continuous employment in a permanent position for the last 2 years or more.
  
  OR
   
• If you have existing 3 years (or more) of business or professional experience.
   
• If your gross annual income is Rs: 480,000 (Salaried person) and 960,000 (resident business / self employed); US $ 60,000/- or equivalent (for overseas Pakistanis in tax paying countries) & AED/SAR 180,000 - or equivalent (in non-tax paying countries). Moreover, your spouse’s income (up to 50%) can also be combined with yours.
   
• If you require a financing starting from at least Rs: 1,500,000/- (Rs. 500,000 in case of Renovation)
   
• If you have been a Bank Alfalah borrower for past one year with clean repayment record.
  

You may apply for Bank Alfalah’s Home Finance for a minimum period of 3 years and a maximum period of 20 years (Subject to your present age).