Every parent dreams of giving their children the best possible education. With the Danish Education Takaful Plan, you can ensure your child’s learning journey is protected — even in case of unforeseen events.

Offered by IGI Life – Window Takaful Operations and available exclusively through Bank Alfalah branches, this plan helps you save, invest, and protect your child’s educational future.

• Education Security: In case of untimely death, beneficiaries receive both the sum assured and the cash value of the plan.
• Flexible Sum Cover: Choose your desired coverage by selecting a multiple of your annual contribution (from 5x to 30x).
  • Example: If your annual contribution is PKR 100,000 and you select a cover multiple of 10, your sum cover will be PKR 1,000,000.
• Expert Fund Management: Your contributions are invested as per your chosen strategy — Aggressive, Balanced, or Conservative — managed by professional fund managers.
• Full Maturity Value: At plan maturity, you receive the complete Participant Investment Account (PIA) value accumulated over the term.
• Affordable Flexibility: Minimum annual contribution of PKR 25,000, payable annually, semi-annually, or quarterly.

To process a claim, the following documents are required:

• Claimant’s Statement (downloadable from IGI Life claim forms)
• Physician’s Statement (downloadable)
• Original or attested Union Council Death Certificate
• Hospital death certificate (if applicable)
• Original Policy Document
• Medical treatment history (if applicable)
• CNIC copies of deceased & beneficiary
• FIR/Police Report & Post-Mortem Report (in case of accident)

Submit claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No 701-713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan

If you cancel within 14 days of receiving your Participant’s Membership Document (PMD), you are entitled to a full refund of your contribution, less medical/clinical exam expenses.

The IGI Life-WTO Danish Education Takaful Plan is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.