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RATING DETAIL

PACRA - Entity Rating

LONG TERM | ‘AAA’ (TRIPLE A)

SHORT TERM | ‘A1+’ (A ONE PLUS)

OUTLOOK | STABLE

RATING DETAIL

PACRA - Entity Rating

LONG TERM | ‘AAA’ (TRIPLE A)

SHORT TERM | ‘A1+’ (A ONE PLUS)

OUTLOOK | STABLE

1Q2025

Quarterly Financial Statements- 31 March 2025
- 31 March 2025 Download

1H2025

Half-Yearly Financial Statements- 30 June 2025
- 30 June 2025 Download

1Q2024

Quarterly Financial Statements- 31 March 2024
- 31 March 2024 Download

1H2024

Half-Yearly Financial Statements- 30 June 2024
- 30 June 2024 Download

3Q2024

Quarterly Financial Statements- 30 September 2024
- 30 September 2024 Download

Annual 2024

Annual Report- 31 December 2024
- 31 December 2024 Download

1Q2023

Quarterly Financial Statements- 31 March 2023
- 31 March 2023 Download

1H2023

Half-Yearly Financial Statements- 30 June 2023
- 30 June 2023 Download

3Q2023

Quarterly Financial Statements- 30 September 2023
- 30 September 2023 Download

Annual 2023

Annual Report- 31 December 2023
- 31 December 2023 Download

1Q2022

Quarterly Financial Statements- 31 March 2022
- 31 March 2022 Download

1H2022

Half-Yearly Financial Statements- 30 June 2022
- 30 June 2022 Download

3Q2022

Quarterly Financial Statements- 30 September 2022
- 30 September 2022 Download

Annual 2022

Annual Report- 31 December 2022
- 31 December 2022 Download

1Q2021

Quarterly Financial Statements- 31 March 2021
- 31 March 2021 Download

1H2021

Half-Yearly Financial Statements- 30 June 2021
- 30 June 2021 Download

3Q2021

Quarterly Financial Statements- 30 September 2021
- 30 September 2021 Download

Annual 2021

Annual Report- 31 December 2021
- 31 December 2021 Download

1Q2020

Quarterly Financial Statements- 31 March 2020
- 31 March 2020 Download

1H2020

Half-Yearly Financial Statements- 30 June 2020
- 30 June 2020 Download

3Q2020

Quarterly Financial Statements- 30 September 2020
- 30 September 2020 Download

Annual 2020

Annual Report- 31 December 2020
- 31 December 2020 Download

1Q2019

Quarterly Financial Statements- 31 March 2019
- 31 March 2019 Download

1H2019

Half-Yearly Financial Statements- 30 June 2019
- 30 June 2019 Download

3Q2019

Quarterly Financial Statements- 30 September 2019
- 30 September 2019 Download

Annual 2019

Annual Report- 31 December 2019
- 31 December 2019 Download

1Q2018

Quarterly Financial Statements- 31 March 2018
- 31 March 2018 Download

1H2018

Half-Yearly Financial Statements- 30 June 2018
- 30 June 2018 Download

3Q2018

Quarterly Financial Statements- 30 September 2018
- 30 September 2018 Download

Annual 2018

Annual Report- 31 December 2018
- 31 December 2018 Download

1Q2017

Quarterly Financial Statements- 31 March 2017
- 31 March 2017 Download

1H2017

Half-Yearly Financial Statements- 30 June 2017
- 30 June 2017 Download

3Q2017

Quarterly Financial Statements- 30 September 2017
- 30 September 2017 Download

Annual 2017

Annual Report- 31 December 2017
- 31 December 2017 Download

1Q2016

Quarterly Financial Statements- 31 March 2016
- 31 March 2016 Download

1H2016

Half-Yearly Financial Statements- 30 June 2016
- 30 June 2016 Download

3Q2016

Quarterly Financial Statements- 30 September 2016
- 30 September 2016 Download

Annual 2016

Annual Report- 31 December 2016
- 31 December 2016 Download

1Q2015

Quarterly Financial Statements- 31 March 2015
- 31 March 2015 Download

1H2015

Half-Yearly Financial Statements- 30 June 2015
- 30 June 2015 Download

3Q2015

Quarterly Financial Statements- 30 September 2015
- 30 September 2015 Download

Annual 2015

Annual Report- 31 December 2015
- 31 December 2015 Download

1Q2014

Quarterly Financial Statements- 31 March 2014
- 31 March 2014 Download

1H2014

Half-Yearly Financial Statements- 30 June 2014
- 30 June 2014 Download

3Q2014

Quarterly Financial Statements- 30 September 2014
- 30 September 2014 Download

Annual 2014

Annual Report- 31 December 2014
- 31 December 2014 Download

1Q2013

Quarterly Financial Statements- 31 March 2013
- 31 March 2013 Download

1H2013

Half-Yearly Financial Statements- 30 June 2013
- 30 June 2013 Download

3Q2013

Quarterly Financial Statements- 30 September 2013
- 30 September 2013 Download

Annual 2013

Annual Report- 31 December 2013
- 31 December 2013 Download

1Q2012

Quarterly Financial Statements- 31 March 2012
- 31 March 2012 Download

1H2012

Half-Yearly Financial Statements- 30 June 2012
- 30 June 2012 Download

3Q2012

Quarterly Financial Statements- 30 September 2012
- 30 September 2012 Download

Annual 2012

Annual Report- 31 December 2012
- 31 December 2012 Download

1Q2011

Quarterly Financial Statements- 31 March 2011
- 31 March 2011 Download

1H2011

Half-Yearly Financial Statements- 30 June 2011
- 30 June 2011 Download

3Q2011

Quarterly Financial Statements- 30 September 2011
- 30 September 2011 Download

Annual 2011

Annual Report- 31 December 2011
- 31 December 2011 Download

1Q2010

Quarterly Financial Statements- 31 March 2010
- 31 March 2010 Download

1H2010

Half-Yearly Financial Statements- 30 June 2010
- 30 June 2010 Download

3Q2010

Quarterly Financial Statements- 30 September 2010
- 30 September 2010 Download

Annual 2010

Annual Report- 31 December 2010
- 31 December 2010 Download

1Q2009

Quarterly Financial Statements- 31 March 2009
- 31 March 2009 Download

1H2009

Half-Yearly Financial Statements- 30 June 2009
- 30 June 2009 Download

3Q2009

Quarterly Financial Statements- 30 September 2009
- 30 September 2009 Download

Annual 2009

Annual Report- 31 December 2009
- 31 December 2009 Download

1Q2008

Quarterly Financial Statements- 31 March 2008
- 31 March 2008 Download

1H2008

Half-Yearly Financial Statements- 30 June 2008
- 30 June 2008 Download

3Q2008

Quarterly Financial Statements- 30 September 2008
- 30 September 2008 Download

Annual 2008

Annual Report- 31 December 2008
- 31 December 2008 Download

1H2013

Analyst Briefing- 30 June 2013
- 30 June 2013 Download

3Q2013

Analyst Briefing- 30 September 2013
- 30 September 2013 Download

1Q2014

Analyst Briefing- 31 March 2014
None Download

1H2014

Analyst Briefing- 30 June 2014
- 30 June 2014 Download

3Q2014

Analyst Briefing- 30 September 2014
- 30 September 2014 Download

Annual 2014

Analyst Briefing- 31 December 2014
- 31 December 2014 Download

1Q2015

Analyst Briefing- 31 March 2015
- 31 March 2015 Download

1H2015

Analyst Briefing- 30 June 2015
- 30 June 2015 Download

3Q2015

Analyst Briefing- 30 September 2015
- 30 September 2015 Download

Annual 2015

Analyst Briefing- 31 December 2015
- 31 December 2015 Download

1Q2016

Analyst Briefing- 31 March 2016
- 31 March 2016 Download

1H2016

Analyst Briefing- 30 June 2016
- 30 June 2016 Download

3Q2016

Analyst Briefing- 30 September 2016
- 30 September 2016 Download

Annual 2016

Analyst Briefing- 31 December 2016
- 31 December 2016 Download

1Q2018

Analyst Briefing- 31 March 2018
- 31 March 2018 Download

1H2018

Analyst Briefing- 30 June 2018
- 30 June 2018 Download

3Q2018

Analyst Briefing- 30 September 2018
- 30 September 2018 Download

Annual 2018

Analyst Briefing- 31 December 2018
- 31 December 2018 Download

1Q2017

Analyst Briefing- 31 March 2017
- 31 March 2017 Download

1H2017

Analyst Briefing- 30 June 2017
- 30 June 2017 Download

3Q2017

Analyst Briefing- 30 September 2017
- 30 September 2017 Download

Annual 2017

Analyst Briefing- 31 December 2017
- 31 December 2017 Download

1H2019

Analyst Briefing- 30 June 2019
- 30 June 2019 Download

1Q2019

Analyst Briefing- 31 March 2019
- 31 March 2019 Download

3Q2019

Analyst Briefing- 30 September 2019
- 30 September 2019 Download

Annual 2019

Analyst Briefing- 31 December 2019
- 31 December 2019 Download

1Q2020

Analyst Briefing- 31 March 2020
- 31 March 2020 Download

1H2020

Analyst Briefing- 30 June 2020
- 30 June 2020 Download

3Q2020

Analyst Briefing- 30 September 2020
- 30 September 2020 Download

Annual 2020

Analyst Briefing- 31 December 2020
- 31 December 2020 Download

1Q2021

Analyst Briefing- 31 March 2021
- 31 March 2021 Download

1H2021

Analyst Briefing- 30 June 2021
- 30 June 2021 Download

3Q2021

Analyst Briefing- 30 September 2021
- 30 September 2021 Download

Annual 2021

Analyst Briefing- 31 December 2021
- 31 December 2021 Download

1Q2022

Analyst Briefing- 31 March 2022
- 31 March 2022 Download

1H2022

Analyst Briefing- 30 June 2022
- 30 June 2022 Download

3Q2022

Analyst Briefing- 30 September 2022
- 30 September 2022 Download

Annual 2022

Analyst Briefing- 31 December 2022
- 31 December 2022 Download

1Q2023

Analyst Briefing- 31 March 2023
- 31 March 2023 Download

1H2023

Analyst Briefing- 30 June 2023
- 30 June 2023 Download

3Q2023

Analyst Briefing- 30 September 2023
- 30 September 2023 Download

Annual 2023

Analyst Briefing- 31 December 2023
- 31 December 2023 Download

1Q2024

Analyst Briefing- 31 March 2024
- 31 March 2024 Download

1H2024

Analyst Briefing- 30 June 2024
- 30 June 2024 Download

3Q2024

Analyst Briefing- 30 September 2024
- 30 September 2024 Download

Annual 2024

Analyst Briefing- 31 December 2024
- 31 December 2024 Download

1Q2025

Analyst Briefing- 31 March 2025
- 31 March 2025 Download

1H2025

Analyst Briefing- 30 June 2025
- 30 June 2025 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2024
- 31 December 2024 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2024
- 31 December 2024 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2023
- 31 December 2023 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2023
- 31 December 2023 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2022
- 31 December 2022 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2022
- 31 December 2022 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2021
- 31 December 2021 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2021
- 31 December 2021 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2020
- 31 December 2020 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2020
- 31 December 2020 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2019
- 31 December 2019 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2019
- 31 December 2019 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Standalone Disclosure- 31 December 2018
- 31 December 2018 Download

Capital Adequacy Ratio, Leverage Ratio and Liquidity Requirements

Consolidated Disclosure- 31 December 2018
- 31 December 2018 Download

Unclaimed Deposits 2024

Surrender of Unclaimed Deposits to SBP- 31 December 2024
- 31 December 2024 Download

Unclaimed Deposits 2023

Surrender of Unclaimed Deposits to SBP- 31 December 2023
- 31 December 2023 Download

Unclaimed Deposits 2022

Surrender of Unclaimed Deposits to SBP- 31 December 2022
- 31 December 2022 Download

Unclaimed Deposits 2021

Surrender of Unclaimed Deposits to SBP- 31 December 2021
- 31 December 2021 Download

Unclaimed Deposits 2020

Surrender of Unclaimed Deposits to SBP- 31 December 2020
- 31 December 2020 Download

Unclaimed Deposits 2019

Surrender of Unclaimed Deposits to SBP- 31 December 2019
- 31 December 2019 Download

Unclaimed Deposits 2018

Surrender of Unclaimed Deposits to SBP- 31 December 2018
- 31 December 2018 Download

Unclaimed Deposits 2017

Surrender of Unclaimed Deposits to SBP- 31 December 2017
- 31 December 2017 Download

Unclaimed Deposits 2016

Surrender of Unclaimed Deposits to SBP- 31 December 2016
- 31 December 2016 Download

Unclaimed Deposits 2015

Surrender of Unclaimed Deposits to SBP- 31 December 2015
- 31 December 2015 Download

Unclaimed Deposits 2014

Surrender of Unclaimed Deposits to SBP- 31 December 2014
- 31 December 2014 Download

Unclaimed Deposits 2013

Surrender of Unclaimed Deposits to SBP- 31 December 2013
- 31 December 2013 Download

Unclaimed Deposits 2012

Surrender of Unclaimed Deposits to SBP- 31 December 2012
- 31 December 2012 Download

Unclaimed Deposits 2011

Surrender of Unclaimed Deposits to SBP- 31 December 2011
- 31 December 2011 Download

Unclaimed Deposits 2010

Surrender of Unclaimed Deposits to SBP- 31 December 2010
- 31 December 2010 Download

Unclaimed Deposits 2009

Surrender of Unclaimed Deposits to SBP- 31 December 2009
- 31 December 2009 Download

Unclaimed Deposits 2008

Surrender of Unclaimed Deposits to SBP- 31 December 2008
- 31 December 2008 Download

Unclaimed Deposits 2007

Surrender of Unclaimed Deposits to SBP- 31 December 2007
- 31 December 2007 Download

Unclaimed Deposits 2006

Surrender of Unclaimed Deposits to SBP- 31 December 2006
- 31 December 2006 Download

Best Corporate Report 2024

Best Corporate Report Checklist 2024
- 31 December 2024 Download

Best Corporate Report 2022

Best Corporate Report Checklist 2022
- 31 December 2022 Download

Best Corporate Report 2021

Best Corporate Report Checklist 2021
- 31 December 2021 Download

Material Information – Completion of Divestiture of Shareholding in Alfalah Securities (Private) Limited dated 2-May-2025

Material Information Communicated to PSX 2025
2-May-2025 Download

Disclosure of Material Information dated 4-Apr-2025

Material Information Communicated to PSX 2025
04 April 2025 Download

Financial Results for the year ended 31st December 2024 dated 30th January 2025

Material Information Communicated to PSX 2025
30 January 2025 Download

Financial Results for the 2nd Quarter/Half year ended 30th June 2025 dated 31st July 2025

Material Information Communicated to PSX 2025
31 July 2025 Download

Financial Results for the Quarter ended 31st March 2025 dated 17th April 2025

Material Information Communicated to PSX 2025
7 April 2025 Download

Financial Results for the year ended 31st December 2023 dated 01st February 2024

Material Information Communicated to PSX 2024
01 February 2024 Download

Financial Results for the 3rd Quarter and nine months period ended 30th September 2024 dated 17th October 2024

Material Information Communicated to PSX 2024
17 October 2024 Download

Financial Results for the 2nd Quarter/Half Year ended 30th June 2024 dated 1st August 2024

Material Information Communicated to PSX 2024
01 August 2024 Download

Material Information – State Bank of Pakistan In-Principle Approval for Due Diligence of Bank Alfalah Limited Bangladesh Operations dated 17th May 2024

Material Information Communicated to PSX 2024
17 May 2024 Download

SBP Approval to Bank Alfalah Limited to commence due diligence on Samba Bank Limited dated 20th May 2024

Material Information Communicated to PSX 2024
20 May 2024 Download

Financial Results for the quarter ended 31st March 2024 dated 24th April 2024

Material Information Communicated to PSX 2024
04 April 2024 Download

Disclosure of Material Information dated 17th April 2024

Material Information Communicated to PSX 2024
07 April 2024 Download

Public announcement of intention to acquire approximately 84.51% shares and control of Samba Bank Limited (the “Target Company”) dated 09th April 2024

Material Information Communicated to PSX 2024
09 April 2024 Download

Corporate Briefing Session 2023, Bank Alfalah Limited

Material Information Communicated to PSX 2024
13 March 2024 Download

Disclosure of Material Information dated 29th March 2024

Material Information Communicated to PSX 2024
09 March 2024 Download

Disclosure of Material Information dated 26th October 2023

Material Information Communicated to PSX 2023
26 October 2023 Download

Financial Results for the 3rd Quarter/Nine months period ended 30th September 2023 dated 26th October 2023

Material Information Communicated to PSX 2023
26 October 2023 Download

Disclosure of Material Information dated 03rd October 2023

Material Information Communicated to PSX 2023
03 October 2023 Download

Financial Results for the 2nd Quarter/Half Year ended 30th June 2023 dated 10th August 2023

Material Information Communicated to PSX 2023
10 August 2023 Download

Financial Results for the quarter ended 31st March 2023 dated 27th April 2023

Material Information Communicated to PSX 2023
07 April 2023 Download

Notice of 31st Annual General Meeting forwarded to PSX dated 23rd February 2023

Material Information Communicated to PSX 2023
03 February 2023 Download

Financial Results for the year ended 31st December 2022 dated 02nd February 2023

Material Information Communicated to PSX 2023
02 February 2023 Download

Cancellation of Shares after Buy Back of its own shares by Bank Alfalah Ltd. dated 5th January 2023

Material Information Communicated to PSX 2023
05 January 2023 Download

Newspaper Clippings in respect of Closing of Purchase Period for Buy-Back of Shares of Bank Alfalah Limited dated 2nd January 2023

Material Information Communicated to PSX 2023
02 January 2023 Download