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For 1Q2026
As at 31 March 2026
PKR

2.47 trillion

Total Deposits
PKR

1.08 trillion

Advances

16.22%

Capital Adequacy Ratio
PKR

23.52 billion

Profit before Tax

Serving over 9.7 million customers

through 214,000+ touchpoints
Bank
Number of branches
1,187 across 245+ cities
Atm
ATMs
1,400+
Cash
CDMs/CCDMs
750+
Gateway
Internet Payment
Gateway Merchants
4,900+
Credit Card
POS Machines
26,000+
Branchless
Branchless Banking Agents
43,000+
Qr
Digitally Enabled Merchants
133,000+

Market Indicators

PSX symbol
BAFL
Total Assets
PKR 3.04 trillion As at 31 March 2026
Market Capitalisation
PKR 170 billion As at 31 March 2026
Earnings per share- Adjusted for shares split
PKR 3.53 For 1Q2026
Price to Earnings Ratio
3.82 As at 31 March 2026
Breakup Value - Adjusted for share split
PKR 59.64 As at 31 March 2026
Dividend Payout Ratio
42% For 1Q2026

Governance

Board of Directors and Senior Management

Meet the minds driving our vision forward.

Bank's Leadership
Auditor
A.F. Ferguson and Co.,
Chartered Accountants
Legal Advisor
Mandviwalla & Zafar Advocates
and Legal Consultants

Pattern of Shareholding for the
year ended 31st December 2025

Shareholding Pattern

Investor Information

Bank Alfalah Limited is listed on the Pakistan Stock Exchange (PSX).

The symbol ‘BAFL’ is used by PSX with respect to the shares of Bank Alfalah Limited.

IPO Application Form
Download PDF
Shelf Prospectus of Bank Alfalah' TFCs
Download PDF
Financial Highlights

6-Year Snapshot

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Investor Relation Urdu

F. D. Registrar Services (Pvt.) Ltd

1705, 17th Floor, Saima Trade Tower-A, I.I. Chundrigar Road, Karachi-74000. Telephone: 92-21-32271905-6 and 32231243
Fax: 92-21-32621233 Email: fdregistrar@yahoo.com fdregistrar@hotmail.com

Free Float of shares

For shares related matters, respective shareholders are advised to contact Bank’s Shares Registrar

Download PDF

Ratios

EPS
Rs. 17.97
Price Earning (PE) Ratio
6.07 times
Breakup Value per share
Rs. 125.23
Dividend Payout Ratio
58%

Credit Rating

Rating of the Bank
PACRA – Entity Rating
Long Term
AAA
Short Term
A1+
Outlook
Stable
PACRA – Rating of
the Bank’s Instruments
AA+ (double A plus)

For complaints and grievances related to Banking Services/Operations, please Contact Us , or you may also reach us through email: ContactUs@bankalfalah.com

Shareholder Relation

For Shareholders’ complaints and grievances please contact following Officer of the Bank:

Mr. Hasnain Athar

Senior Manager, Corporate Affairs, Bank Alfalah Limited

Legal and Corporate Affairs Group, 3rd Floor, B.A. Building, I.I. Chundrigar Road, Karachi

Phone
Extension
2668
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Disclaimer

In case your complaint has not been properly redressed by us, you may lodge your complaint with Securities and Exchange Commission of Pakistan (the “SECP”). However, please note that SECP will entertain only those complaints which were at first directly requested to be redressed by the company and the company has failed to redress the same. Further, the complaints that are not relevant to SECP’s regulatory domain/competence shall not be entertained by the SECP.

Notice & Alerts

Notices of general meetings, dividends / bonus declarations, right issue and ballot papers