Health is priceless – and protecting it should always come first.
The Shifa Takaful Plan, offered by IGI Life – Window Takaful Operations in collaboration with Bank Alfalah, provides a Shari’ah-compliant health protection plan for you and your family. With flexible coverage levels and hospitalization benefits, it helps you prepare for medical expenses without financial stress.
|
Benefit |
Bronze |
Silver |
Gold |
|
Hospitalization (per annum) |
PKR 150,000 |
PKR 300,000 |
PKR 500,000 |
|
Accidental Hospitalization (additional) |
PKR 100,000 |
PKR 150,000 |
PKR 250,000 |
|
Daily Room & Board Limit |
Semi-Private |
Semi-Private |
Private |
|
Pre-Hospitalization (30 days: tests, consultation, medicines) |
✔ |
✔ |
✔ |
|
Post-Hospitalization (30 days: follow-up treatment) |
PKR 8,000 |
PKR 12,000 |
PKR 15,000 |
|
Lacerated Wounds & Fractures |
✔ |
✔ |
✔ |
|
Intensive Care Unit (ICU) |
✔ |
✔ |
✔ |
|
Death Benefit (any cause) |
PKR 100,000 |
PKR 100,000 |
PKR 100,000 |
|
Age |
Bronze |
Silver |
Gold |
|
0 – 44 years |
PKR 7,700 |
PKR 11,800 |
PKR 13,000 |
|
45 – 59 years |
PKR 15,700 |
PKR 24,100 |
PKR 26,100 |
|
60 – 64 years |
PKR 22,100 |
PKR 33,100 |
PKR 35,700 |
|
65 – 69 years |
PKR 52,700 |
PKR 78,200 |
PKR 84,800 |
|
70 – 75 years |
PKR 54,700 |
PKR 86,300 |
PKR 94,500 |
Note: Death coverage is valid up to the 69th birthday only.
|
Attribute |
Details |
|
Eligible Age |
18 – 59 years |
|
Renewable Up To |
75 years |
|
Plan Term |
1 year (yearly renewable hospitalization plan) |
|
Free Look Period |
14 days (refund less medical/clinical exam expenses) |
To process a hospitalization or health claim, provide the following:
- Completed Health Insurance Claim Form (signed by claimant & treating physician)
- Details of illness/accident
- Pharmacy bills with prescriptions
- Lab & diagnostic reports (X-ray, tests, etc.)
- Attending Physician’s Statement with illness/injury details
- Hospital bills with discharge summary
- Attested CNIC copy
For death claims, standard requirements apply: Claimant’s Statement, Physician’s Statement, attested Death Certificates, CNICs, medical history, FIR & Post-Mortem (in case of accident).
Submit claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No 701-713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
The product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.