It’s never too early to start planning for the future. With the Tadbeer Multi-Purpose Savings Takaful Plan, you can save at your own pace, grow your wealth, and stay protected against unforeseen events.

Exclusively designed for Bank Alfalah customers, this Shari’ah-compliant plan by IGI Life – Window Takaful Operations gives you both peace of mind and financial confidence for the years ahead.

• Savings + Protection: At maturity, receive your full Participant Investment Account (PIA) value; in case of untimely death, beneficiaries receive the sum assured plus cash value.
  • Example: If your annual contribution is PKR 100,000 with a 10x cover multiple, your sum cover will be PKR 1,000,000.
• Flexible Coverage: Choose your preferred sum cover and contribution frequency — annual, semi-annual, or quarterly.
• Expert Fund Management: Invest in Aggressive, Balanced, or Conservative strategies, managed by professional fund managers to ensure optimized returns.
• Affordable Contributions: Minimum contribution of PKR 25,000 only.
• Long-Term Security: Continue your plan up to the age of 85 years.

To process a claim, please provide:

• Claimant’s Statement (downloadable at IGI Life claim forms)
• Physician’s Statement (downloadable)
• Original or attested Union Council Death Certificate
• Hospital death certificate
• Original Policy Document
• Medical treatment history (if applicable)
• CNIC copies of deceased & beneficiary
• FIR/Police Report & Post-Mortem Report (in case of accident)

Submit claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No 701-713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan

If you cancel within 14 days of receiving your Participant’s Membership Document (PMD), you are entitled to a full refund of your contribution, less medical/clinical exam expenses.

The IGI Life-WTO Tadbeer Multi-Purpose Savings Takaful Plan is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.