
Whether you are a daughter, a mother, or an entrepreneur, your role comes with responsibilities. Zeenat Takaful Plan, designed exclusively for women by IGI Life – Window Takaful Operations in collaboration with Bank Alfalah, helps you invest smartly while ensuring financial protection for your family.
This plan offers you the flexibility to save, grow your wealth, and protect your loved ones – giving you peace of mind for the future.
- Investment Growth – Your contributions are invested as per your chosen strategy (Aggressive, Balanced, or Conservative) so you get the full Participant Investment Account (PIA) value at maturity.
- Financial Protection – In case of demise, beneficiaries receive the higher of sum cover or PIA value.
- Flexible Sum Cover – Choose your desired protection level by multiplying your annual contribution (minimum PKR 25,000) with a cover multiple from 5 to 30.
- Example: If your annual contribution is PKR 100,000 and cover multiple is 10 → PKR 1,000,000 sum cover.
- Spouse Coverage – Option to extend protection to your spouse under the plan.
- Flexible Contributions – Pay contributions annually, semi-annually, or quarterly.
Attribute |
Details |
Eligible Age |
18 – 65 years |
Maximum Coverage Age |
85 years |
Minimum Term |
10 years |
Minimum Contribution |
PKR 25,000 annually |
Free Look Period |
14 days (refund less medical/clinical exam expenses) |
To settle a claim, submit the following to IGI Life WTO Head Office, Karachi:
- Claimant’s Statement (download from Claim Forms)
- Physician’s Statement (download from same link)
- Death Certificates (Hospital & Union Council – attested)
- Policy Document
- CNIC copies of beneficiary & deceased
- Medical treatment records
- FIR & Post-Mortem Report (in case of accident)
Claims are processed once all requirements are met to IGI Life’s satisfaction.
The product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates