Your business growth drives economic progress, and we’re here to support you every step of the way. At Bank Alfalah Islamic, we provide Shari’ah-compliant financing solutions tailored for corporations looking to expand, modernize, or invest in long-term projects. Whether it’s infrastructure development, industrial ventures, or asset acquisition, our financing options ensure you move forward with confidence.
We offer the following modes of financing:
Bank Alfalah Ijarah
Get the flexibility you need with Ijarah — a rental-based Islamic finance facility designed for medium to long-term asset financing. From project financing to plant and machinery, Ijarah enables your business to access the benefits of asset use without upfront ownership, all in a Shari’ah-compliant way.
Bank Alfalah Diminishing Musharakah
Own your assets step by step with Diminishing Musharakah. This partnership model allows you and the bank to jointly invest in an asset. Over time, you buy out the bank’s share in easy steps, while paying rent only on the portion owned by the bank. It’s a simple, transparent way to gradually achieve full ownership of your land, factory, or long-term project assets.
Sukuk
Raise funds the Shari’ah-compliant way with Sukuk — Islamic investment certificates that represent ownership in tangible assets, usufruct, or services. Sukuk offers businesses an effective alternative to conventional bonds, enabling liquidity management and asset monetization while remaining fully aligned with Islamic principles.
At Bank Alfalah Islamic, we go beyond financing. We become your partner in growth, helping you invest in the future while staying true to your values.