Strong supply chains build stronger businesses. At Bank Alfalah Islamic, our Supply Chain Financing Program connects corporates with their value chain partners to unlock liquidity, optimize working capital, and strengthen SMEs. With flexible, Shari’ah-compliant solutions, we help you and your partners grow together.
Our program is designed with your needs in mind:
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Dedicated team for tailored solutions
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Coverage across all major cities in Pakistan
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Seamless digital platform with real-time settlements
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Quick processing with limited documentation
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Revolving, non-collateralized, short-term financing
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Cost-effective source of liquidity
Distributor Finance
We support distributors and dealers of large corporates through customized financing packages. This enables partners to meet their funding requirements for procurement efficiently and cost-effectively. Distributor Finance is available in multiple forms, including:
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Invoice Based Finance
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Short-Term Finance
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Running Musharakah
These can be structured under a variety of Shari’ah-compliant modes such as Murabaha, Musawamah, Tijarah, Istisna, Salam, Running Musharakah, and trade finance instruments like Letters of Guarantee and Letters of Credit.
Why Choose Bank Alfalah Supply Chain Finance?
For Corporates:
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Integrated solution for your value chain financing needs
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Access to financing for partners results in stronger sales
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Build loyalty and strengthen relationships with distributors
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Improve cash flow, receivables, and working capital efficiency
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Shift balance sheet items to off-balance sheet for better EVA
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Monitor and improve discipline across your supply chain
For Buyers/Distributors:
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Fast approvals and disbursements
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Easy access to short-term liquidity
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Incremental financing beyond standalone capacity
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Increased inventory and purchase capability
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Boost sales in peak seasons
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Preferential rates and margins linked to anchor corporate
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Gain from cash discounts and improved profitability
At Bank Alfalah Islamic, Supply Chain Finance is more than funding — it’s about creating shared value, supporting SMEs, and enabling sustainable business growth.