Send love. Receive securely. Live freely.
With Alfa Islamic Home Remittance Account (HRA), receiving money from abroad is simple and secure. Your mobile number is your account number — making remittances faster than ever.
Open your account today via the Alfa App, or visit any Bank Alfalah Islamic branch or Bank Alfalah Agent with your CNIC.
What You Can Do with Alfa Islamic HRA
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Withdraw cash via debit card
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Withdraw from branches or agents across Pakistan*
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Receive remittances via Bank Alfalah Agents
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Pay bills instantly
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Top up your mobile anytime
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Transfer funds with ease
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Make QR payments on the go
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Earn profit on savings
Debit Card Benefits
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Withdraw cash from any ATM in Pakistan
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Shop at thousands of merchants nationwide
Transaction Limits
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Fund transfer per day: Rs. 100,000
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Cash withdrawal per month: Rs. 500,000
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Branch withdrawal per day: Rs. 500,000
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Agent withdrawal per day: Rs. 50,000
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Maximum balance limit: Rs. 1,500,000
Zakat Exemption
For Muslims:
Email your Zakat Affidavit/CZ-50 and CNIC copy to zakat@bankalfalah.com. Until submission, Zakat will be deducted as per Zakat and Ushr Ordinance.
For Non-Muslims:
Email CNIC (front & back) and a simple declaration to zakat@bankalfalah.com. Until submission, Zakat will be deducted as per Zakat and Ushr Ordinance.
How to Apply
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Download Alfa App → Register for Alfa Islamic HRA
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Visit any branch or agent → Apply with CNIC
Important Information
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Debit card charges apply as per SOC
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[Download Key Fact Statement]
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[FAQs]
Need Help?
For queries, visit FAQs, email contactus@bankalfalah.com, call +92 21 111 225 111 (24/7 helpline), or walk into your nearest Bank Alfalah branch.