Overview
The Bank Alfalah Islamic Asaan Digital Current Account is designed for resident Pakistanis who want a simple, convenient, and Shariah-compliant banking solution. With zero initial deposit, minimal documentation, and digital onboarding through RAPID, it makes everyday banking easier than ever.
What you get
- PKR account with no initial deposit.
- Maximum credit balance limit of PKR 1,000,000.
- Monthly debit limit of PKR 1,000,000.
- Free cheque book, SMS alerts, online banking & e-statements.
- Complimentary semi-annual account statement.
- Free takaful coverage on maintaining an average monthly balance of PKR 10,000.
- Shariah-compliant under the principle of Qard.
Features & Benefits
Account Limits
Maintain up to PKR 1,000,000 with the same debit limit.
Banking Convenience
Enjoy digital onboarding, free cheque book, online banking, e-statements, and instant SMS alerts.
Debit Card Benefits
Access global acceptance at 30M+ outlets and 2M+ ATMs with your VISA Debit Card.
Additional Value
Benefit from free statements, takaful coverage, and preferred banking privileges.
How To Open
Required Documents
- Valid CNIC / NICOP / SNIC.
- Proof of being a home remittance beneficiary.
Important Documents
Compare Account
| Features | Islamic Asaan Digital Current Account |
|
|---|---|---|
|
Currency
|
PKR
|
PKR |
|
Initial Deposit to Open
|
-
|
- |
|
Minimum Balance to Keep
|
-
|
- |
|
Account Maintenance Fee
|
-
|
- |
|
Indicative Profit
|
-
|
- |
|
Profit Payment Frequency
|
-
|
- |
|
Debit Card
|
Yes -
Charged (Only Classic & Paypak card is Free)
|
Yes - Charged (Only Classic & Paypak card is Free) |
|
Cheque Book
|
First Cheque book free, subsequent
cheque books PKR
22.5/- Per leaf or equivalent for FCY accounts
|
First Cheque book free, subsequent cheque books PKR 22.5/- Per leaf or equivalent for FCY accounts |
|
SMS Alerts
|
PKR 250/- Per Month
|
PKR 250/- Per Month |
|
E-Statement
|
Yes
|
Yes |
|
Bankers Cheque
|
PKR 450/-
|
PKR 450/- |
|
Clearing
|
Intercity - 350
Per Cheque, Same Day - PKR 600/- Per instrument
|
Intercity - 350 Per Cheque, Same Day - PKR 600/- Per instrument |
|
Account Limits
|
Maximum credit
balance limit of PKR 1,000,000/-
Monthly debit limit of PKR 1,000,000/-
|
Maximum credit balance limit of PKR 1,000,000/- Monthly debit limit of PKR 1,000,000/- |
|
IBFT
|
Free up to minimum aggregate
sending limit of PKR 25,000/- per month per account, After
exhaustion of monthly limit or for amount exceeding
aggregate of monthly PKR 25,000/-; 0.1 % of the transaction
amount or PKR 200/- (whichever is lower) will be
charged.
|
Free up to minimum aggregate sending limit of PKR 25,000/- per month per account, After exhaustion of monthly limit or for amount exceeding aggregate of monthly PKR 25,000/-; 0.1 % of the transaction amount or PKR 200/- (whichever is lower) will be charged. |