Overview
The Bank Alfalah Islamic Asaan Digital Remittance Current Account is designed for beneficiaries of home remittances, providing a simple, Shariah-compliant way to access and manage funds. With zero initial deposit, minimal documentation, and digital onboarding through RAPID, it ensures convenient everyday banking with complete peace of mind.
What you get
- PKR account with no initial deposit.
- Maximum credit balance limit of PKR 3,000,000.
- Daily withdrawal and transfer limits of PKR 500,000.
- Local credit deposits allowed up to PKR 1,000,000 per month (non-commercial).
- Free cheque book, SMS alerts, online banking & e-statements.
- Takaful coverage up to PKR 2 million on maintaining PKR 10,000 average balance.
- Shariah-compliant under the principle of Qard.
Features & Benefits
Account Limits
Keep up to PKR 3,000,000 balance with daily withdrawals and transfers of PKR 500,000.
Banking Convenience
Enjoy seamless digital onboarding, free cheque book, e-statements, SMS alerts, and online banking.
Debit Card Benefits
Get a VISA Debit/ATM card accepted at 30M+ outlets & 2M+ ATMs worldwide.
Additional Value
Avail free account statements, accidental takaful up to PKR 2M, and preferred banking with PKR 1M deposits.
How To Open
Required Documents
- Valid CNIC / NICOP / SNIC.
- Proof of being a home remittance beneficiary.
Important Documents
Compare Account
| Features | Islamic Asaan Digital Remittance Current Account |
|
|---|---|---|
|
Currency
|
PKR
|
PKR |
|
Initial Deposit to Open
|
-
|
- |
|
Minimum Balance to Keep
|
-
|
- |
|
Account Maintenance Fee
|
-
|
- |
|
Indicative Profit
|
-
|
- |
|
Profit Payment Frequency
|
-
|
- |
|
Debit Card
|
Yes -
Charged (Only Classic & Paypak card is Free)
|
Yes - Charged (Only Classic & Paypak card is Free) |
|
Cheque Book
|
Free
|
First Cheque book free, subsequent cheque books PKR 22.5/- Per leaf or equivalent for FCY accounts |
|
SMS Alerts
|
PKR 250/- Per Month
|
PKR 250/- Per Month |
|
E-Statement
|
Yes
|
Yes |
|
Bankers Cheque
|
PKR 450/-
|
PKR 450/- |
|
Clearing
|
Intercity - 350
Per Cheque, Same Day - PKR 600/- Per instrument
|
Intercity - 350 Per Cheque, Same Day - PKR 600/- Per instrument |
|
Account Limits
|
Maximum credit
balance limit of PKR 3,000,000;
Cash withdrawal limit of PKR 500,000 per day;
Fund transfer limit of PKR 500,000 per day from ADRA to any
other
account;
|
Maximum credit balance limit of PKR 3,000,000; Cash withdrawal limit of PKR 500,000 per day; Fund transfer limit of PKR 500,000 per day from ADRA to any other account; |
|
IBFT
|
Free up to minimum aggregate
sending limit of PKR 25,000/- per month per account, After
exhaustion of monthly limit or for amount exceeding
aggregate of monthly PKR 25,000/-; 0.1 % of the transaction
amount or PKR 200/- (whichever is lower) will be
charged.
|
Free up to minimum aggregate sending limit of PKR 25,000/- per month per account, After exhaustion of monthly limit or for amount exceeding aggregate of monthly PKR 25,000/-; 0.1 % of the transaction amount or PKR 200/- (whichever is lower) will be charged. |