The Bank Alfalah Islamic Asaan Savings Account makes banking simple and accessible for everyone. With just PKR 100 and minimal documentation, you can start saving instantly. This Shari’ah-compliant account offers steady profit on your savings, convenient digital access, and free banking essentials to keep you in control of your money.
What you get
Available to all Pakistani nationals with CNIC/NICOP/SNIC.
Start banking with just PKR 100.
Single-tier profit-bearing account with semi-annual disbursement.
No minimum balance requirement.
Deposit and withdraw up to PKR 1,000,000 per month.
Free cheque books*, e-statements, and semi-annual account statements.
Free nationwide online banking and SMS alerts on every transaction.
VISA Debit/ATM Card accepted at 30 million+ outlets and 2 million+ ATMs worldwide.
Maintain an average balance of PKR 10,000 in your checking account to enjoy free accidental death and permanent disability takaful coverage of up to PKR 2 million.
| Features | Bank Alfalah Islamic Asaan Savings Account |
|
|---|---|---|
|
Currency
|
PKR
|
— |
|
Initial Deposit to Open
|
-
|
- |
|
Minimum Balance to Keep
|
-
|
— |
|
Account Maintenance Fee
|
-
|
— |
|
Indicative Profit
|
0.08
|
— |
|
Profit Payment Frequency
|
Six Monthly
|
— |
|
Debit Card
|
Yes -
Charged
|
- |
|
Cheque Book
|
First Cheque book free, subsequent
cheque books PKR 22.5/- Per leaf or equivalent for FCY
accounts
|
— |
|
SMS Alerts
|
PKR 250/- Per Month
|
— |
|
E-Statement
|
Have this
feature
|
— |
|
Bankers Cheque
|
PKR 450/-
|
— |
|
Clearing
|
Intercity - 350 Per Cheque, Same Day - PKR 600/- Per
instrument
|
— |
|
Account Limits
|
Maximum credit balance limit of PKR 1,000,000/- Monthly
debit
limit of PKR 1,000,000/-
|
— |
|
IBFT
|
Free up to minimum aggregate
sending
limit of PKR 25,000/- per month per account, After
exhaustion of
monthly limit or for amount exceeding aggregate of monthly
PKR
25,000/-; 0.1 % of the transaction amount or PKR 200/-
(whichever is lower) will be charged.
|
— |