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Overview

A fully digital, convenient account designed for Non-Resident Legal Entities to send remittances, manage finances, and invest in government securities. Non-Resident Legal Entities are now eligible to open Roshan Digital Business Account and invest in Islamic Naya Pakistan Certificates (INPCs) as well as other government securities.

What you get
  • Open and manage your account digitally from anywhere in the world.
  • Enjoy seamless remittance transfers directly into your account.
  • Access investment opportunities in Islamic Naya Pakistan Certificates with competitive returns.
  • Benefit from a secure, transparent platform regulated by the State Bank of Pakistan.
  • Experience a simple and reliable way to manage your money and investments in Pakistan. Terms and conditions apply.

Features & Offerings

Account Opening

Open a Current or Savings Account in PKR or Foreign Currencies (USD / GBP / EUR / AED / SAR / AUD / CAD).

Funding Source

Accounts funded through foreign inward remittances via authorized banking channels. Local credits not permitted.

Restrictions

Accounts cannot be funded from within Pakistan, except for profit and principal repayments from SBP-approved investment schemes.

Profit Payment

Profit paid monthly and calculated daily (Savings variant only).

Free Services

Free Cheque book & e-statements available.

Eligibility

Sole proprietorships and unregistered partnerships are excluded.

Repatriation

Funds are fully repatriable and transferable abroad without restriction.

Online Facilities

Funds transfer facilities available through online channels.

Utility Payments

Pay utility bills, fees, and conduct fund transfers in Pakistan through PKR and FCY accounts.

Charity Donations

Make donations to charitable organizations, welfare organizations, NGOs/NPOs in Pakistan.

Eligibility & Documents

Eligibility

Non-Resident Legal Entities aged 18 and above who hold a valid Passport or other ID documents are eligible for this account.

For juridical persons, eligible entities include companies, associations, foundations, limited liability partnerships, societies, and trusts — all can open a Roshan Digital Business Account.

Documents Required

  • Identity Documents (Director / Partner / authorized signatory)
  • Certificate of Incorporation
  • Board Resolution
  • Memorandum
  • Articles of Association
  • Certified copy of document showing list of Directors
  • Undertaking by Company Secretary
  • ID Document of natural persons
  • Declaration of Ultimate Beneficial Owner
  • Company Business Stamp
  • Tax Certificate
  • List of Directors
  • FATCA Checklist
  • Relevant FATCA Documents (W9 / W8)
  • Live Picture (Director / Partner / authorized signatory)

Important Notes

  • These are the basic list of documents depending upon the nature of the business as per bank policy.
  • Entity documents must be verified through apostille certification or other competent authorities, ensuring compliance with SBP requirements.

How To Open

Account Opening Process

Customers can open an account by clicking the “Open an Account” button to complete our Online Digital Form.

For any assistance during the account opening process, please contact us through our LIVE chat support or email us at RDA@bankalfalah.com. A Bank Alfalah representative will get in touch with you to guide you through the process and provide comprehensive support.

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.