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Overview

The Islamic Roshan Digital FCY Current Account gives Non-Resident Pakistanis (NRPs) a simple way to open and manage a foreign currency account online. You can send remittances securely and invest in Shariah-compliant financial instruments, including Naya Pakistan Certificates in USD, GBP, and EUR, with competitive returns.

This account is designed to provide you with convenient banking features while also giving you access to safe investment opportunities. It enables you to contribute to Pakistan’s economic growth while enjoying the benefits of profitable international investment options.

Features & Offerings

Investment Opportunities

Access Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits.

No Minimum Balance

Open and maintain your account without any initial deposit requirement.

Multi-Currency Facility

Open accounts in PKR or foreign currencies like USD, GBP, EUR, SAR, AED, CAD, and AUD.

Quick Account Setup

Enjoy a smooth process — account activation within 48 hours after document completion.

Digital Banking Access

Manage funds anytime via Alfa App or Internet Banking — transfer, pay bills, and shop online securely.

Free Banking Essentials

Get a free debit card (PKR only), your first cheque book, and e-statements.

Full Repatriation of Funds

Transfer your money abroad freely without any restrictions or limits.

Exclusive for Non-Residents

Tailored specifically for Non-Resident Pakistanis, making cross-border banking secure and simple.

Eligibility & Documents

Documents Required to Open an Account

To process your application, please provide the following:

Proof of Identity

  • Scanned copy of your NICOP/POC, or
  • Scanned copy of your CNIC/SNIC and Passport (first two pages plus entry/exit stamp pages to confirm NRP status).

Proof of Non-Resident Status

  • Scanned copy of Resident Permit, Valid Iqama, Valid Visa, or another Nationality Passport.

Proof of Profession and Source of Income

  • Salary slip or salary certificate.
  • Recent tax return (not older than 3 months).
  • Rent agreement.
  • Income letter on company letterhead (if self-employed or a business owner).

Live Photo

  • A digital photo taken through a webcam.

Signature

  • Scanned signature on a white page.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Open

Account Opening Process

Start your journey by clicking the "Open an Account" button and filling out our Online Digital Form.

Need help? Use our LIVE chat or email us at RDA@bankalfalah.com. A Bank Alfalah representative will guide you through every step.

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.