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Overview

The Islamic Roshan Digital NRVA Current Account gives Non-Resident Pakistanis (NRPs) a simple way to open and manage an account online. You can send remittances securely and invest in a wide range of Shariah-compliant financial instruments, including the Naya Pakistan Certificate with competitive returns.

Through this account, you can also invest in government securities via the Central Depository Company (CDC), real estate, and other options approved by the State Bank of Pakistan.

Beyond investments, the account offers features that make your banking experience easier and more rewarding. The Islamic Roshan Digital NRVA Current Account helps you stay connected to Pakistan’s economy while giving you access to safe and profitable financial opportunities.

Features & Offerings

Seamless Investment Access

Invest in Naya Pakistan Certificates, Roshan Equity Investments, and Alfa Digital Term Deposits effortlessly.

No Minimum Balance

Open and maintain your account with no deposit or balance requirement.

Multi-Currency Options

Open accounts in PKR, USD, GBP, EUR, SAR, AED, CAD, or AUD for your global needs.

Quick Account Setup

Enjoy a streamlined onboarding experience. Account is activated within 48 hours after documentation completion.

Digital Banking Experience

Manage your funds with the Alfa App and Internet Banking — transfer, pay bills, and shop online securely.

Free Banking Essentials

Receive a free debit card (PKR only), first cheque book, and e-statements at no extra cost.

Full Repatriation of Funds

Transfer funds abroad without any restrictions or limits whenever needed.

Exclusive for Non-Residents

Specifically designed for Non-Resident Pakistanis to offer secure, cross-border banking solutions.

Eligibility & Documents

Documents Required to Open an Account

To process your application, please prepare the following documents:

Proof of Identity

  • Scanned copy of your NICOP/POC, or
  • Scanned copy of your CNIC/SNIC and Passport (first two pages plus entry/exit stamp pages to confirm NRP status).

Proof of Non-Resident Status

  • Scanned copy of Resident Permit, Valid Iqama, Valid Visa, or another Nationality Passport.

Proof of Profession and Source of Income

  • Salary slip or certificate.
  • Recent tax return (within 3 months).
  • Rent agreement.
  • Income letter on company letterhead (if self-employed or a business owner).

Live Photo

  • A digital photo taken through webcam.

Signature

  • Scanned signature on a white page.

Download Documents

  1. CRS Form
  2. FATCA Form (if applicable)
  3. W8BEN Form (if applicable)
  4. W9 Form (if applicable)
  5. FAQs

How To Open

Account Opening Process

Start your journey by clicking the "Open an Account" button and filling out our Online Digital Form.

For any assistance during the account opening process, please connect with us through our LIVE chat or email us at RDA@bankalfalah.com. A Bank Alfalah representative will guide you through every step.

Or, if you have already started your Roshan Digital Account opening process, you can resume your application by clicking below.