Bank Alfalah

Alfa Islamic

Alfa Islamic – Your Digital Shariah-Compliant Banking App

Alfa Islamic is Bank Alfalah’s mobile banking app, designed to make everyday finance simpler, smarter, and Shariah-compliant. From managing your savings and payments to investing in halal products, Alfa Islamic puts the power of digital banking in your hands.

Whether you’re paying bills, transferring funds, or applying for financing, Alfa Islamic ensures you remain in full control — anytime, anywhere.

Registration & Login

New Users: Download the Alfa App and register instantly using your CNIC or Passport number.
Existing Users: Simply log in with your credentials and continue managing your finances with Alfa.

Download on Android | Download on iOS

Top Features of Alfa Islamic

Instant Fund Transfers – Send money instantly to any bank account.
Raast Payments – Transfer funds using mobile numbers, free of charge.
Mobile Bill Top-Up – Recharge prepaid or pay postpaid bills instantly.
Utility Payments – Pay electricity, gas, water, and internet bills with ease.
Digital Account Opening – Open your Islamic bank account directly from the app.
Tap & Pay – Contactless payments with just a tap of your phone.
Islamic Term Deposits – Book halal term deposits starting from just Rs. 500.
Islamic Mutual Funds – Invest in Shariah-compliant funds and grow your wealth.
Exclusive Discounts – Special offers for Bank Alfalah Islamic cardholders.
AlfaPay (QR Payments) – Scan QR codes at 15,000+ merchants across Pakistan.
Split Payments – Pay using a mix of accounts, wallets, or Orbit points.

Account & Card Management

Relationship Overview – View all accounts and services in one place.
Debit Card Management – Track transactions or request a new debit card.
FCY to PKR Conversion – Convert foreign currency to PKR at competitive rates.
KYC Updates – Update details digitally for enhanced security.
Safe Location – Extra-secure environment for large or sensitive transactions.
Service Requests – Request cheque books, update your address, or subscribe to e-statements.
Transaction Limits – Adjust your daily app limits for added security.
Login via QR – Access Alfa Web instantly without remembering credentials.
Display Options – Switch between light and dark mode for your preferred view.

Banking & Financial Services

Auto Pay – Automate recurring bill or subscription payments.
Digital Finance – Apply for Shariah-compliant financing products.
Auto Finance – Get instant approval & disbursement for your dream car.
Islamic Investments – Explore Shariah-compliant funds and deposits.

Branch & ATM Locator

Quickly find:

Nearest Bank Alfalah Branches
ATMs
Cash Deposit Machines (CDMs)
Digital Corners & Alfa QR Merchants

Transaction Limits

Daily Transaction Packages

Package 1 – PKR 0
Package 2 – PKR 250,000
Package 3 – PKR 500,000
Package 4 – PKR 1,000,000

Safe Location (24 Hours Only)

Package 1 – PKR 1,500,000
Package 2 – PKR 2,000,000
Package 3 – PKR 2,500,000

Fees

Instant Debit Card – As per Schedule of Charges (SOC)
Banker’s Cheque – As per SOC
IBFT (Inter Bank Fund Transfer)
- Up to PKR 25,000/month: As per SOC
- Above PKR 25,000/month: As per SOC
Raast Transfers – Free