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SME - Long Term Financing Solutions

A thriving SME sector is the backbone of economic growth. At Bank Alfalah Islamic, we support SMEs with Shari’ah-compliant long-term financing solutions designed for expansion, infrastructure development, and industrial projects. Our facilities give you the strength to invest in the future while staying true to your values.

Bank Alfalah Ijarah

Fuel your growth with Ijarah — a rental-based Islamic finance facility for medium to long-term needs. Ideal for asset acquisition, project financing, and plant & machinery, Ijarah allows you to use assets for an agreed period without upfront ownership, while keeping your financing fully Shari’ah-compliant.

Bank Alfalah Diminishing Musharakah

Move step by step toward full ownership. With Diminishing Musharakah, the bank and your business jointly own an asset. Over time, you gradually purchase the bank’s share in easy installments until the asset is fully yours. During the term, you pay rent only on the portion owned by the bank — a transparent and flexible way to finance land, buildings, factories, or long-term projects.

At Bank Alfalah Islamic, our long-term financing solutions go beyond funding — they empower SMEs to grow sustainably, invest confidently, and create lasting value.

 

Contact Us
For more information, reach out to us at: