“Hajj is not just a journey of miles; it is a journey of the heart, a pilgrimage of faith, and a transformation of the soul.”
The 5th Pillar Family Takaful Bulawa Hajj Savings Plan is a Shariah-compliant savings and protection solution designed to help you prepare financially for your Hajj. Through a unit-linked policy (ULIP) with Takaful protection, you can make regular contributions based on your financial capacity.
This plan offers a complete value chain – from the moment you start saving, until you perform Hajj and return home safely. It ensures your savings grow, your family is protected, and your spiritual journey is supported every step of the way.
Features & Benefits
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Dedicated Hajj Savings – Structured contributions to achieve your pilgrimage goal.
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Complete Value Chain – End-to-end support throughout your Hajj journey.
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Flexible Coverage – Choose the sum cover as per your needs.
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Bonus Allocations – Up to 50%, with long-term allocations as high as 210% over 25 years.
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Protection Benefits – Death & maturity benefits to safeguard your loved ones.
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Additional Riders – Option to enhance coverage.
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Free Look Period – 14 days to review and cancel if required.
Eligibility & Terms
|
Attribute |
Details |
|
Eligible Age |
18 – 55 years |
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Plan Term |
10 – 25 years |
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Maximum Age at Maturity |
70 years |
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Contribution |
Based on chosen Hajj savings goal & sum cover |
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Payment Modes |
Monthly / Quarterly / Semi-Annual / Annual |
How it Works
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Decide your Hajj savings goal and contribution capacity.
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Make regular contributions through flexible payment modes.
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Your contributions are invested in a Shariah-compliant fund with bonus allocations.
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Upon maturity, you receive the accumulated cash value to fund your pilgrimage.
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In case of unforeseen events, your family receives protection benefits.
Claims Process
Beneficiaries may contact 5th Pillar Family Takaful Company at 021-111-786-573 and provide:
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Original policy documents
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Completed claim forms (A, B, C, D)
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Medical/treatment records
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Death certificate (Hospital & NADRA)
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Attested CNICs of life assured & claimant
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Death intimation with date & cause of death
For accidental, murder, or suicide-related claims, additional documents such as FIR, medico-legal report, autopsy, and newspaper cutting are required.
Disclaimer
This product is underwritten by 5th Pillar Family Takaful Limited. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates. Bank Alfalah acts solely as a distributor.