
EFU Takaful Savings Plan
Plan today, live worry-free tomorrow. EFU Takaful Savings Plan helps you save and invest for life’s most important milestones — children’s education, marriage, retirement, or any other need. Along with savings growth, it provides family takaful cover to secure your loved ones financially.
This plan is Shariah-compliant and reviewed by Mufti Muhammad Ibrahim Essa, Shariah Advisor of EFU Life Window Takaful Operations.
Why Choose EFU Takaful Savings Plan?
- Dual Benefit – Savings + family takaful protection.
- Flexible Goals – Save for education, retirement, marriage, or long-term needs.
- Unit-Linked Growth – Investment linked to underlying assets for potential higher returns.
- Shariah-Compliant – Guided by Islamic finance principles.
- Long-Term Planning – Substantial payout at the end of your savings term.
Plan Highlights
- Eligible Age: 18 – 65 years
- Policy Term: 10 – 40 years
- Minimum Contribution: PKR 30,000/year
- Currency: PKR
How it Works
- You select your annual contribution amount and policy term.
- Contributions are invested in unit-linked funds.
- Your savings grow over time, along with family takaful protection.
- At maturity, you receive the accumulated funds to use as you wish.
Important Disclosure
EFU Takaful Savings Plan is a family takaful product with two components:
- Protection: Family takaful cover to safeguard your loved ones.
- Investment: Linked to the performance of underlying unit-linked funds.
EFU Life is the product underwriter. Bank Alfalah is the distributor of this product.