In case of an unfortunate event, you may file a claim via:

• Any Bank Alfalah branch

• EFU Life Head Office or EFU branches nationwide

• EFU Call Center (021-111-338-111)

• EFU Website (claim intimation form: cod@efulife.com)

This is a Family Takaful product combining protection, investment, and wellness-linked rewards. Returns depend on fund performance and are subject to market risks. Bank Alfalah acts only as distributor; EFU Life – Window Takaful Operations is the sole underwriter.

EFU Life – Window Takaful Operations is the underwriter. Bank Alfalah is the distributor of this product.

Stay healthy, save smarter, and protect your loved ones — all in one plan. EFU Win Hemayah Takaful Savings Plan is Pakistan’s first wellness-linked takaful savings plan that combines protection, investment, and lifestyle rewards.

With EFU Life WIN, you can track your fitness, monitor your nutrition, and earn exciting rewards for every milestone — while your savings grow in a Shariah-compliant unit-linked fund.

• Wellness Rewards – Earn short, medium, and long-term rewards for living a healthier lifestyle.
• Shariah-Compliant – Approved by EFU Life Window Takaful Operations’ Shariah Board.
• Dual Benefits – Protection for your family + growth for your savings.
• Flexible Terms – Choose between 10–40 years, with maturity up to age 75.
• High Growth Potential – Invest in unit-linked funds with additional top-ups.

1. Start your savings with an annual premium.

2. Contributions are invested in unit-linked funds for growth.

3. Stay active and healthy with EFU Life WIN to unlock rewards.

4. Your savings grow while your family stays protected.