
Unexpected medical emergencies can create both health and financial stress. IGI Life Mukhlis Takaful Plan protects you from high medical costs by covering 100% of eligible hospitalization expenses. It lowers your out-of-pocket costs and gives you peace of mind, all in a Shariah-compliant way.
- Comprehensive Protection – 100% of eligible hospitalization costs covered.
- Accident Coverage – Extra coverage for hospital stays due to accidents.
- Pre & Post Hospitalization – 30-day coverage for consultations, medicines, and lab tests.
- Cashless Facility – Direct bill settlement at 250+ panel hospitals across Pakistan.
- Global Protection – Emergency international coverage during travel (reimbursement basis).
- Value Added Benefits – Up to 30% discount on labs & pharmacies, emergency ambulance with no cap, and 24/7 doctor referrals.
Age Band |
Silver Contribution |
Gold Contribution |
Silver Coverage |
Gold Coverage |
18 – 29 |
PKR 7,500 |
PKR 10,000 |
250,000 |
500,000 |
30 – 44 |
PKR 15,000 |
PKR 20,000 |
250,000 |
500,000 |
45 – 59 |
Contribution varies |
Contribution varies |
250,000 |
500,000 |
All contributions are inclusive of taxes and duties.
- Emergency accidental dental treatment (covered within hospitalization limit)
- Medical evacuation up to PKR 70,000
- Day care procedures covered
- Quick claim settlement (7–10 working days)
- Medical card issued for hassle-free use
- Age: 18 to 59 years
- Coverage Term: 1 year
- Currency: PKR
- Free Look Period: 14 days
Call our helpline and our telesales agent will guide you through enrollment.
- Pre-existing conditions (as defined in coverage)
- Conditions within 15 days of policy issuance
- Suicide or self-inflicted injuries
- AIDS-related conditions
- Congenital birth defects
- Loss due to war risks
(Full list available in membership documents.)
IGI Life is the product underwriter. Bank Alfalah is the distributor of this product.