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IGI Life-WTO “Zindagi” – Premier Takaful Savings Plan

Life is unpredictable, but your financial future doesn’t have to be. Exclusively designed for Bank Alfalah customers, the Zindagi – Premier Takaful Savings Plan from IGI Life-WTO combines savings, protection, and wellness. With built-in health benefits and rewards for living well through the Vitality programme, this plan is truly about protecting your life in every way.

Features
  • Investment Growth – At maturity, receive your entire Participant Investment Account (PIA) value.
  • Flexible Coverage – Choose your sum cover, with multiples from 5 to 40 (age-dependent).
  • Family Protection – Beneficiaries get the higher of sum cover or PIA value in case of demise.
  • Strategic Investment Options – Select from Aggressive, Balanced, or Conservative strategies managed by experts.
  • Wellness-Linked Savings – First-year allocation as high as 57.5%.
Benefits

Contribution Details

  • Minimum Contribution: PKR 250,000
  • Payment Modes: Annual, Semi-Annual, Quarterly
Eligibility & Terms

Attribute

Details

Eligible Age

18 – 65 years

Minimum Term

10 years

Maximum Age at Maturity

85 years

Free Look Period

14 days (full refund less medical/clinical exam expenses)

Claims Process

For claims, submit the following to IGI Life-WTO Head Office:

  • Completed Claimant’s Statement (download at igilife.com.pk/downloads/claim-forms)
  • Completed Physician’s Statement (from attending doctor)
  • Original or attested Union Council death certificate
  • Hospital death certificate
  • Original policy document
  • Medical treatment records of deceased
  • Attested CNIC copies of beneficiary & deceased
  • FIR/Police report (in case of accident)
  • Attested Post Mortem Report (if applicable)

Claims Office:
IGI Life Insurance Limited – Window Takaful Operations
The Forum, 7th Floor, Suite No. 701–713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan

Disclaimer

This product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.