
Life is unpredictable, but your financial future doesn’t have to be. Exclusively designed for Bank Alfalah customers, the Zindagi – Premier Takaful Savings Plan from IGI Life-WTO combines savings, protection, and wellness. With built-in health benefits and rewards for living well through the Vitality programme, this plan is truly about protecting your life in every way.
- Investment Growth – At maturity, receive your entire Participant Investment Account (PIA) value.
- Flexible Coverage – Choose your sum cover, with multiples from 5 to 40 (age-dependent).
- Family Protection – Beneficiaries get the higher of sum cover or PIA value in case of demise.
- Strategic Investment Options – Select from Aggressive, Balanced, or Conservative strategies managed by experts.
- Wellness-Linked Savings – First-year allocation as high as 57.5%.
Contribution Details
- Minimum Contribution: PKR 250,000
- Payment Modes: Annual, Semi-Annual, Quarterly
Attribute |
Details |
Eligible Age |
18 – 65 years |
Minimum Term |
10 years |
Maximum Age at Maturity |
85 years |
Free Look Period |
14 days (full refund less medical/clinical exam expenses) |
For claims, submit the following to IGI Life-WTO Head Office:
- Completed Claimant’s Statement (download at igilife.com.pk/downloads/claim-forms)
- Completed Physician’s Statement (from attending doctor)
- Original or attested Union Council death certificate
- Hospital death certificate
- Original policy document
- Medical treatment records of deceased
- Attested CNIC copies of beneficiary & deceased
- FIR/Police report (in case of accident)
- Attested Post Mortem Report (if applicable)
Claims Office:
IGI Life Insurance Limited – Window Takaful Operations
The Forum, 7th Floor, Suite No. 701–713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
This product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.