The Bank Alfalah Islamic Asaan Digital Remittance Savings Account (ADRA) is designed to simplify banking for home remittance beneficiaries. Open an account instantly with no initial deposit and minimal documentation, earn halal profit on your balance, and enjoy full digital convenience. With built-in takaful protection and global access via VISA Debit Card, this account ensures security, ease, and peace of mind.
What you get
Open your account instantly via RAPID without visiting a branch.
Start banking with no upfront payment required.
Earn profit on your monthly average balance, disbursed monthly under Mudarabah.
Withdraw or transfer up to PKR 500,000 per day, with credits allowed up to PKR 1,000,000 monthly.
Maintain a credit balance of up to PKR 3,000,000 in your account.
Enjoy a free first chequebook, e-statements, and online banking nationwide.
Use your VISA Debit/ATM Card at over 30 million outlets and 2 million ATMs worldwide.
Get SMS alerts on every transaction and track your money anytime.
Maintain a monthly balance of PKR 10,000 to get free takaful coverage up to PKR 2 million.
| Features | Bank Al Falah Asaan Digital Remittance Savings Account |
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|---|---|---|
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Currency
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PKR
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— |
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Initial Deposit to Open
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-
|
— |
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Minimum Balance to Keep
|
-
|
— |
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Account Maintenance Fee
|
-
|
— |
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Indicative Profit
|
0.08
|
— |
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Profit Payment Frequency
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Monthly
|
— |
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Debit Card
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Yes - Charged
(Only Classic & Paypak card is Free)
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— |
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Cheque Book
|
First Cheque book free, subsequent
cheque books PKR 22.5/- Per leaf or equivalent for FCY
accounts
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— |
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SMS Alerts
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PKR 250/- Per Month
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— |
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E-Statement
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Yes
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— |
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Bankers Cheque
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PKR 450/-
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— |
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Clearing
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Intercity - 350 Per Cheque, Same Day - PKR 600/- Per
instrument
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— |
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Account Limits
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Maximum credit balance limit of PKR 3,000,000; Cash withdrawal
limit of PKR 500,000 per day; Fund transfer limit of PKR 500,000
per day from ADRA to any other account;
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— |
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IBFT
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Free up to minimum aggregate sending
limit of PKR 25,000/- per month per account, After exhaustion of
monthly limit or for amount exceeding aggregate of monthly PKR
25,000/-; 0.1 % of the transaction amount or PKR 200/-
(whichever is lower) will be charged.
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| Open An Account | — |