The Bank Alfalah Islamic Asaan Digital Savings Account is designed to make banking easy, accessible, and Shari’ah-compliant. With no initial deposit and minimal documentation, you can open your account instantly through RAPID. Enjoy halal profit, digital convenience, and essential banking services with peace of mind.
Available to all resident Pakistanis.
Start saving without any deposit or balance requirements.
Profit calculated on monthly average balance and disbursed semi‑annually under Mudarabah.
Credit balance up to PKR 1,000,000 with monthly debit limit of PKR 1,000,000.
Open instantly through RAPID with minimal documentation.
Get a free first chequebook, free e-statements, and online banking nationwide.
VISA Debit/ATM Card accepted at over 30 million outlets and 2 million ATMs worldwide.
Receive instant SMS alerts on all transactions and a complimentary semi-annual account statement.
Maintain PKR 10,000 monthly balance to enjoy free accidental death and permanent disability takaful coverage.
| Features | Bank Alfalah Islamic Asaan Digital Savings Account |
|
|---|---|---|
|
Currency
|
PKR
|
— |
|
Initial Deposit to Open
|
-
|
— |
|
Minimum Balance to Keep
|
-
|
— |
|
Account Maintenance Fee
|
-
|
— |
|
Indicative Profit
|
0.08
|
— |
|
Profit Payment Frequency
|
Six Monthly
|
— |
|
Debit Card
|
Yes -
Charged
|
— |
|
Cheque Book
|
First Cheque book free, subsequent
cheque books PKR 22.5/- Per leaf or equivalent for FCY
accounts
|
— |
|
SMS Alerts
|
PKR 250/- Per Month
|
— |
|
E-Statement
|
Have this
feature
|
— |
|
Bankers Cheque
|
PKR 450/-
|
— |
|
Clearing
|
Intercity - 350 Per Cheque, Same Day - PKR 600/- Per
instrument
|
— |
|
Account Limits
|
Maximum credit balance limit of PKR 1,000,000/- Monthly debit
limit of PKR 1,000,000/-
|
— |
|
IBFT
|
Free up to minimum aggregate sending
limit of PKR 25,000/- per month per account, After exhaustion of
monthly limit or for amount exceeding aggregate of monthly PKR
25,000/-; 0.1 % of the transaction amount or PKR 200/-
(whichever is lower) will be charged.
|
— |
| Open An Account | — |