Life is about experiences and moments with loved ones. The Kafeel Plan helps you prepare for medical emergencies and unforeseen treatments. In partnership with Jubilee Life Insurance, Bank Alfalah offers a plan that covers hospitalization, treatment costs, and provides a death benefit for your beneficiaries.
Why Choose Kafeel Plan?
- Comprehensive coverage for hospitalization, including pre- and post-hospitalization expenses.
- Multiple plan options: Bronze, Silver, and Gold, with varying hospitalization limits and benefits.
- Additional coverage for accidents included in each plan.
- Daily room and board coverage to suit your comfort level.
- Death benefit up to PKR 100,000 (valid up to 69th birthday).
- Hospitalization reimbursement claims made simple with clear procedures.
Coverage Options
|
Plan |
Hospitalization (per annum) |
Accident Coverage |
Daily Room & Board |
Pre/Post-Hospitalization |
ICU Coverage |
|
Bronze |
PKR 150,000 |
PKR 100,000 |
Semi-Private |
Covered (30 days) |
Covered |
|
Silver |
PKR 300,000 |
PKR 150,000 |
Semi-Private |
Covered (30 days) |
Covered |
|
Gold |
PKR 500,000 |
PKR 250,000 |
Private |
Covered (30 days) |
Covered |
Premium Options
Premiums vary by age and plan type:
- Age 0-44: Bronze PKR 7,700, Silver PKR 11,800, Gold PKR 13,000
- Age 45-59: Bronze PKR 15,700, Silver PKR 24,100, Gold PKR 26,100
- Age 60-64: Bronze PKR 22,100, Silver PKR 33,100, Gold PKR 35,700
- Age 65-69: Bronze PKR 52,700, Silver PKR 78,200, Gold PKR 84,800
- Age 70-75: Bronze PKR 54,700, Silver PKR 86,300, Gold PKR 94,500
Death coverage is valid up to the 69th birthday. Plans are renewable up to 75 years.
Eligibility
- Age: 0 – 59 years (renewable up to 75 years)
- Plan Term: 1-year renewable hospitalization plan
How It Works
- Choose the plan that best suits your needs.
- Pay the premium annually based on your age and coverage.
- For hospitalization, inform Jubilee Health within 24 hours, pay cash, and submit documents for reimbursement.
- Death benefit claims handled through clear submission procedures to ensure timely settlement.
In Case of Claims
For death claims, beneficiaries contact Jubilee Life at (021) 111-111-554 with policy documents, claim forms, CNIC copies, and death certificate. Additional documents may be required for accidental or special circumstances.
For hospital reimbursement, claims are submitted post-treatment with original bills and documents. Settlement is evaluated by Jubilee Life’s Medical Board in line with policy terms.
Disclaimer
This product is underwritten by Jubilee Life Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.