Life is full of surprises. The Nighaban Insurance Plan offers protection against accidental death, permanent disability, medical emergencies, theft, fraud, and loss of personal documents. In partnership with Alfalah Insurance Company, Bank Alfalah ensures you are covered for life’s unexpected events.
Why Choose Nighaban Insurance Plan?
- Comprehensive coverage for accidents, theft, fraud, and more.
- Four plan options: Bronze, Silver, Gold, and Platinum.
- Flexible premiums to suit your lifestyle and needs.
- Coverage includes ATM theft, mobile snatching, home burglary, and wallet replacement.
- Protect your identity documents, including CNIC, passport, and driving license.
Coverage Options
|
Cover Type |
Bronze |
Silver |
Gold |
Platinum |
|
Accidental Death + Permanent Disability |
500,000 |
1,000,000 |
1,500,000 |
1,750,000 |
|
ATM Cash Withdrawal |
100,000 |
200,000 |
200,000 |
200,000 |
|
Fraudulent Transaction |
50,000 |
75,000 |
100,000 |
100,000 |
|
Accidental Medical Expenses |
10,000 |
15,000 |
20,000 |
20,000 |
|
Loss of Identity Documents |
10,000 |
20,000 |
20,000 |
20,000 |
|
Wallet Replacement |
3,000 |
6,000 |
6,000 |
7,500 |
|
Burglary at Home |
35,000 |
70,000 |
70,000 |
75,000 |
|
Mobile Snatching |
– |
– |
30,000 |
45,000 |
|
Card Re-Issuance |
3,000 |
6,000 |
6,000 |
6,000 |
Premium Options
- Bronze: PKR 5,000
- Silver: PKR 10,000
- Gold: PKR 15,000
- Platinum: PKR 20,000
Eligibility
- Age: 18 – 60 years
- Plan Term: 1-year renewable wallet insurance plan
How It Works
- Select the plan that fits your needs.
- Pay the annual premium.
- In case of an insured event, call Alfalah Insurance at (042) 111 786 234 within 24 hours.
- File a police FIR for incidents like theft or burglary.
- Submit required documents to Alfalah Insurance at 5-Saint Mary Park, Gulberg III, Lahore for claim settlement.
Disclaimer
This product is underwritten by Alfalah Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.