Agri Loans – Bank Alfalah Zarie Sahulat

Agriculture is the backbone of Pakistan’s economy, and at Bank Alfalah, we are committed to nurturing the growth of this vital sector. Through our Rural Finance Program “Bank Alfalah Zarie Sahulat”, we provide farmers and agri-entrepreneurs with customized financing solutions to meet their evolving needs.

Our Agri Loans are designed to support farming and non-farming activities with flexible repayment tenures, affordable markup rates, and a wide spectrum of products that cater to crop production, equipment financing, livestock, poultry, fisheries, storage, and beyond.

Our Agri Loan Offerings

• Alfalah Paidawari Zarie Sahulat
  Short-term production loans for crop-related expenses.

• Alfalah Musalsal Zarie Sahulat
  Running finance facility for immediate working capital needs.

• Alfalah Tractor & Transport Zarie Sahulat
  Financing for purchase of tractors, trolleys, pickups, motorcycles, trucks, vans, and other transport machinery.

• Alfalah Machinery & Equipment Zarie Sahulat
  Financing for modern farming equipment including harvesters, planters, sowing drills, cultivators, and more.

• Alfalah Aabpaash Zarie Sahulat
  Support for irrigation solutions such as tube wells, turbines, drip and sprinkler systems.

• Alfalah Islah-e-Araazi Zarie Sahulat
  Loans for land development, soil improvement, bund construction, terracing, and water reservoirs.

• Alfalah Poultry Zarie Sahulat
  Financing for poultry farming – from production to storage and transportation.

• Alfalah Dairy & Livestock Zarie Sahulat
  Support for dairy farming, fattening stations, livestock structures, cold storage, and veterinary facilities.

• Alfalah Fisheries Zarie Sahulat
  Financing for pond development, fish feed, equipment, and storage facilities.

• Alfalah Silos/Storage Zarie Sahulat
  Loans for cold storage, silos, and warehouses for agri-produce.

• Alfalah Marketing Zarie Sahulat
  Financing for packaging, processing, and exporting agri-products.

• Alfalah Agri Industrial Zarie Sahulat
  Support for setting up agri-based industries such as ginning factories, feed mills, and fruit/vegetable processing units.

• Alfalah Bills / Guarantees Zarie Sahulat
  Financing against agri-produce procurement receipts, bills, and guarantees.

• Alfalah Lease Zarie Sahulat
  Leasing facilities for tractors, tube wells, and farm machinery.

Eligibility & Requirements

• Must be a genuine farmer or engaged in farm/non-farm agri-related activities.

• Pakistani individuals or entities (registered in Pakistan).

• Applicant must not be a defaulter of any bank.

• Age between 18 – 65 years (extendable with guarantors up to 80 years).

• Revenue record verification (for farm loans).

• Adequate securities/sureties as required.

General Documents Required

• Copy of CNIC

• Two passport-size photographs

• Updated Zarie Pass Book or property ownership documents

• Evidence of cultivation (Khasra Gardawri, Field Book, Land Revenue Tax Receipt, or Digital Survey Report)

• 3 years Average Sales Value (ASV) or valuation report

• Feasibility report (for project financing)

• Any other documents required by the Bank

Why Choose Bank Alfalah Agri Loans?

• Wide range of tailored agri-financing products

• Affordable markup rates and flexible tenures

• Financing across crop, livestock, poultry, fisheries, and agri-industry sectors

• Trusted partner for farmers, agri-entrepreneurs, and rural communities

👉 With Bank Alfalah Agri Loans, you gain more than financing — you gain a partner committed to your growth and success.