The IGI Executive Vitality Plan is a Shariah-compliant, pure protection Takaful plan offering high coverage at minimal contribution, designed exclusively for Bank Alfalah Islamic customers. It provides financial protection along with the innovative Vitality Program, which rewards healthy and active lifestyles — making it a unique blend of protection and wellness.
Features & Benefits
- Pure Protection Plan: Provides life coverage with no investment risk, ensuring full focus on protection.
- Vitality Program: Earn rewards for healthy habits such as daily steps, heart rate, and activity milestones.
- High Coverage at Low Cost: Get up to PKR 100 million coverage with minimal yearly contribution.
- Yearly Renewable: Simple renewal process with flexibility to continue protection every year.
- Age-Based Contribution: Contribution rates vary by age for fair and transparent pricing.
- Shariah-Compliant: Fully approved under Islamic principles, offered through IGI Life – Window Takaful Operations.
- Easy Enrollment: Available at all Bank Alfalah Islamic branches through certified staff.
Plan Highlights:
Eligible Age: 18 – 65 years
Plan Term: 1 year (yearly renewable)
Maximum Coverage: Up to PKR 100 million
Mode of Contribution: Annual
Nature of Plan: Pure Protection (No Investment Element)
Vitality Rewards: Weekly, Monthly & Yearly Rewards for Active Lifestyle
Customer Suitability
This plan is ideal for individuals seeking:
- Affordable life protection without market or investment risk.
- High sum coverage for family security.
- Motivation to maintain a healthy lifestyle through vitality-linked rewards.
Claims Process
To process a claim, please submit the following documents:
- Claimant’s Statement (available at IGI Life’s website)
- Physician’s Statement (if applicable)
- Original or attested Union Council Death Certificate
- Hospital Death Certificate (if applicable)
- Original Membership Document
- CNIC copies of deceased and beneficiary
- Medical treatment history (if applicable)
- FIR/Police Report & Post-Mortem Report (in case of accidental death)
Submit Claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No. 701–713, Khayaban-e-Jami, Block 9, Clifton, Karachi – 75600, Pakistan
Disclaimer
The IGI Life-WTO Executive Vitality Plan is underwritten by IGI Life Insurance Limited – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or any of its affiliates. All Takaful claims are subject to the terms and conditions of IGI Life – WTO.