Your health. Your world. Fully protected.
When it comes to your health, nothing should stand in the way of quality care — no matter where you are.
Alfalah Insurance – Global Care, backed by AXA, one of the world’s leading health insurance providers, offers international medical coverage across 160+ countries with access to 1 million+ healthcare facilities worldwide. Whether you’re at home or abroad, you can enjoy the freedom of cashless treatment and the peace of mind that comes with world-class health protection.
Why Choose Global Care?
-
Worldwide Coverage – Receive medical treatment almost anywhere in the world, with the option to include or exclude the USA.
-
Cashless Convenience – Enjoy hassle-free treatment at over 1 million healthcare facilities globally.
-
Comprehensive Benefits – From hospitalization to dental care, psychiatric treatment to organ transplants — we’ve got you covered.
-
Multiple Plan Options – Choose from Diamond, Sapphire, Emerald, and Pearl to match your coverage needs and budget.
-
Backed by AXA – Benefit from AXA’s global network and healthcare expertise.
Key Features & Benefits
In-Patient & Day Care Treatment
-
Accommodation & hospital charges (in Pakistan, India, and worldwide)
-
Organ & bone marrow transplant
-
Reconstructive surgery
-
Surgical implants
-
Companion accommodation (per night allowance)
-
Coverage for congenital anomalies and birth defects
-
In-hospital cash benefits
-
Psychiatric treatment
-
In-patient rehabilitation
Out-Patient Treatment
-
Pre-hospitalization treatment
-
Post-hospitalization treatment
-
Radiotherapy
-
Specialist consultations
-
Kidney dialysis
-
Outpatient surgical procedures
-
Emergency outpatient treatment due to accident
-
Hormone replacement therapy
Other Benefits
-
Local ambulance transport
-
International emergency medical assistance
-
Dental care
-
Hospice & palliative care
-
Pre-existing conditions coverage (limit varies by plan)
Plan Options & Limits
|
Benefits |
Diamond |
Sapphire |
Emerald |
Pearl |
|
Overall Yearly Limit |
$1,000,000 |
$750,000 |
$500,000 |
$250,000 |
|
PKR Equivalent |
Rs. 220M |
Rs. 165M |
Rs. 110M |
Rs. 55M |
|
Area of Cover |
Worldwide (incl./excl. USA) |
Worldwide (incl./excl. USA) |
Worldwide (incl./excl. USA) |
Worldwide (incl./excl. USA) |
|
Congenital Birth Defect |
$6,000 |
$4,500 |
$3,000 |
$1,500 |
|
Cash Benefit (per night) |
$180 |
$135 |
$90 |
$60 |
|
Psychiatric Treatment |
$2,400 |
$1,800 |
$1,200 |
$300 |
|
Hospice Care (Lifetime Limit) |
$72,000 |
$54,000 |
$36,000 |
$24,000 |
|
Pre-existing Conditions |
$10,000 |
$7,500 |
$5,000 |
$2,500 |
Eligibility
-
Available to Bank Alfalah customers aged 18 to 80 years.
Premiums & Payment
-
Premiums are calculated based on age and plan type.
-
Payable in PKR; rates may vary based on USD exchange rates.
Free Look Period
You have 14 days from the date of policy issuance to review and cancel for a full premium refund (minus any applicable medical or administrative charges).
How to Claim
In case of a medical event, contact our 24/7 claims support team for guidance and assistance. You’ll receive step-by-step help to ensure quick and smooth claim settlement.
English Brochure Download Now
Urdu Brochure Download Now
Disclaimer
Alfalah Insurance – Global Care is underwritten by Alfalah Insurance Company Limited and backed by AXA. It is not guaranteed or insured by Bank Alfalah Limited. Bank Alfalah acts only as a distributor and bears no responsibility for claims or underwriting.