Hospitalization can be stressful. The Hikmat Insurance Plan ensures you receive daily cash benefits during hospitalization due to sickness or accidents. In partnership with Adamjee Life Assurance Company, Bank Alfalah helps you focus on recovery without financial worry.

 

Why Choose Hikmat Insurance Plan?

• Cash benefit for hospitalization due to sickness or accident.
• Double payment in case of ICU confinement.
• No medical questions asked.
• Optional life insurance for added security.
• E-Consultation access for you and your family.
• Short waiting period of only 15 days for sickness-related hospitalization.

 

Coverage Options

Plan	Hospital Cash (Accident & Sickness)	ICU Confinement
A	2,000	4,000
B	5,000	10,000
C	10,000	20,000

 

Premiums

Plan	Annual Premium (PKR)
A	3,550
B	6,500
C	11,350

 

Eligibility

• Age: 18 – 59 years
• Maximum coverage up to age 60
• Plan Term: 1-year renewable wallet insurance plan

 

How It Works

1. Choose the plan that suits your needs.
2. Pay the annual premium.
3. In case of hospitalization or claim, submit required documents to Adamjee Life Assurance:
   • Claimant Statement Form
   • NADRA Death Certificate (if applicable)
   • CNIC of insured and beneficiary
   • Post Mortem / Police Report (if applicable)
   • Last attending physician’s statement
   • Proof of hospitalization and related documents

 

Disclaimer

This product is underwritten by Adamjee Life Assurance Company. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.