The Tadbeer Multi-Purpose Savings Plan helps you save with flexibility while protecting your loved ones from life’s uncertainties. With this plan, you can build financial security and be ready for unexpected needs.

This plan is offered by IGI Life – Window Takaful Operations and is available exclusively through Bank Alfalah branches.

Features and Benefits

• Secure Contributions
  At maturity, you receive the full Participant Investment Account (PIA) value accumulated during the plan term.

• Flexible Coverage
  Choose the sum cover that suits your needs.
  Example: If your annual contribution is PKR 100,000 and you choose a cover multiple of 10, your sum cover will be PKR 1,000,000.

• Family Protection
  In case of death during the plan term, beneficiaries receive the higher of the sum assured or the accumulated cash value.

• Investment Options
  Select from Aggressive, Balanced, or Conservative strategies. Funds are managed by professionals to ensure strong returns with controlled risk.

Payment Frequency

• Minimum basic contribution: PKR 25,000

• Contributions can be made annually, semi-annually, or quarterly

Eligibility

• Available to Bank Alfalah customers aged 18 to 65 years

Term of Plan

• Minimum term: 10 years

• Maximum term: Up to age 85

Claims Process

To file a claim, submit the following to IGI Life:

• Completed claimant’s statement (Download Form)

• Completed physician’s statement (Download Form)

• Original or attested Union Council death certificate

• Copy of hospital death certificate

• Original policy document

• Full medical and treatment record of the deceased

• Copies of CNICs of deceased and beneficiary

• Attested copy of FIR or police report (in case of accident)

• Attested copy of post-mortem report (in case of accident)

Additional requirements may be requested depending on the case.

Disclaimer

The Tadbeer Multi-Purpose Savings Plan is underwritten by IGI Life – Window Takaful Operations. Bank Alfalah Limited and its affiliates do not guarantee or insure this plan.