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Zeenat Takaful Plan

Whether you are an entrepreneur, a mother, or a daughter, the Zeenat Takaful Plan is designed to support your needs. It helps you invest for yourself or your loved ones, while securing a bright and protected future.

This plan is offered by IGI Life – Window Takaful Operations and is available exclusively through Bank Alfalah branches.

 


Features and Benefits

  • Secure Contributions
    At maturity, you receive the full Participant Investment Account (PIA) value accumulated during the plan term.

  • Flexible Coverage
    Select the sum cover that suits your needs. Multiply your annual contribution by a cover multiple (5 to 30, depending on age).
    Example: If your annual contribution is PKR 100,000 and you select a cover multiple of 10, your sum cover will be PKR 1,000,000.

  • Family Protection
    In case of death during the plan term, beneficiaries receive the higher of the sum cover or the PIA value.

  • Investment Options
    Choose from Aggressive, Balanced, or Conservative strategies. Funds are managed by professionals to ensure strong returns with controlled risk.

 


Payment Frequency

  • Minimum annual contribution: PKR 25,000

  • Payment options: Annual, semi-annual, or quarterly

 


Eligibility

  • Available to Bank Alfalah customers aged 18 to 65 years

 


Term of Plan

  • Minimum term: 10 years

 


Claims Process

To make a claim, submit the following to IGI Life:

  • Completed claimant’s statement (Download Form)

  • Completed physician’s statement (Download Form)

  • Original or attested Union Council death certificate

  • Copy of hospital death certificate

  • Original policy document

  • Full medical and treatment record of the deceased

  • Copies of CNICs of deceased and beneficiary

  • Attested copy of FIR or police report (in case of accident)

  • Attested copy of post-mortem report (in case of accident)

Additional requirements may apply depending on the case.

 


Disclaimer

The Zeenat Takaful Plan is underwritten by IGI Life – Window Takaful Operations. Bank Alfalah Limited and its affiliates do not guarantee or insure this plan.