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Orbit Rewards

Orbit Rewards is Bank Alfalah’s loyalty program that gives you Orbits every time you bank with us. From everyday transactions to product sign-ups, you collect Orbits that can be redeemed for shopping, travel, donations, bill payments, and much more. The more products you hold, the higher your bonus. Orbit Rewards is simple, flexible, and built entirely around your lifestyle.

 

How You Earn Orbits

You earn Orbits by maintaining relationships across a wide range of products:

  • Debit Card Transactions: Earn Orbits every time you use your Bank Alfalah Debit Card.

  • Maintaining Deposits: Keep balances in your Bank Alfalah Current and Savings Accounts to collect Orbits.

  • Credit Card Transactions: Every swipe of your Bank Alfalah Credit Card earns you Orbits.

  • Digital Banking: Earn Orbits when you use Alfa, Internet Banking, and Call Center services.

  • Personal Loans, Auto Loans, Home Loans, Investments, Bancassurance, and Insurance Plans: Signing up for new products gives you bonus Orbits.

  • International Remittances: Receive remittances and get rewarded.

  • AlfaMall Shopping: Shop online and earn Orbits instantly.

  • POS Transactions: Redeem and earn Orbits at Bank Alfalah POS machines.

 

Orbit Tiers

Orbit Rewards has four tiers that multiply your Orbit earnings:

  • Orbit (Base Tier) – Start earning with a Current or Savings Account.

  • Orbit 3 – Hold 3 products to unlock a 10% monthly bonus on Orbits.

  • Orbit 6 – Hold 6 products to unlock a 25% monthly bonus.

  • Orbit 9 – Hold 9 or more products and get a 100% monthly bonus.
     

How it works:

  • Tier upgrades are automatic.

  • Once upgraded, your status is valid for 3 months, giving you time to maintain it.

  • The more products you hold, the higher your multiplier.

 

How to Redeem Orbits

Turn your Orbits into rewards that fit your needs:

  • Alfa App / Internet Banking / Call Center: Pay bills, recharge mobile balance, make donations, or shop at AlfaMall.

  • Bank Alfalah POS Machines: Redeem directly at participating outlets.

  • Jetsetter Travel Rewards: Redeem for flights, upgrades, and hotels worldwide.

    • Platinum and Premier customers enjoy 3X Orbit value on Jetsetter redemptions.

  • 1 Orbit = PKR 1 (with up to PKR 3 in Jetsetter for eligible customers).

 

Eligibility

  • Automatic Enrollment: All individual customers and sole proprietors with eligible products are automatically enrolled in Orbit Rewards.

  • Corporate, joint, and institutional accounts are not eligible.

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