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Orbit Rewards is Bank Alfalah’s loyalty program that gives you Orbits every time you bank with us. From everyday transactions to product sign-ups, you collect Orbits that can be redeemed for shopping, travel, donations, bill payments, and much more. The more products you hold, the higher your bonus. Orbit Rewards is simple, flexible, and built entirely around your lifestyle.

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Orbit Rewards

Bank Alfalah Orbit Rewards is a brand new way to bank with us. This is no ordinary loyalty programme. Here we call points ‘Orbits’ and you can earn them across multiple products. You are no longer limited to earning Orbits just on credit cards.

In fact you can earn them on current and savings accounts, debit and credit cards, auto, personal and home loans, Investment products, Bancassurance, SMS alerts and transactions through branches, Alfa (mobile app) and internet banking, all at the same time.

And that’s not even the best part. Multiple ways to earn means more Orbits to spend. Choose from a wide range of gadgets and appliances from alfamall.com, instantly redeem orbits on BAFL POS terminals or just pay your bills through Alfa app. We promise to send you into Orbit!

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Program Tiers

Program Tiers

Customers maintaining relationships with multiple products are eligible for additional bonus Orbits as per the below tiers:

 Tier

   Eligibility Criteria

   Bonus Orbits Earned

 Basic Tier

Product holdings without Current or Savings Account or less than 3 eligible products holdings with Current/ Savings Account

0%

 Orbit 3                       

Current or Savings Account - Maintaining 3 eligible products      

10% bonus Orbits (up to 75 Orbits/month)

 Orbit 6

Current or Savings Account - Maintaining 6 eligible products

25% bonus Orbits (up to 350 Orbits/month)

 Orbit 9

Current or Savings Account - Maintaining 9 eligible products

100% bonus Orbits (up to 2,500 Orbits/month)

 

Note:

  • Customers’ product holdings are assessed at month-end.

  • If a customer becomes eligible for a higher tier, it will be effective for the next 3 months, regardless of whether product holdings reduce in the interim.

  • If the customer no longer meets eligibility after 3 months, the tier will be downgraded accordingly.

    Merchant List

 

Terms and Conditions

Terms and Conditions - English & Urdu