
Whether you need funds for personal use, family expenses, or business expansion, Bank Alfalah Quick Finance offers a convenient solution while keeping your savings intact. This facility provides running finance as the main limit, with import/export related facilities available as sub-limits, secured against a wide range of financial instruments.
With Quick Finance, you gain fast access to liquidity, flexible borrowing options, and peace of mind knowing your investments remain safe.
Key Features & Benefits
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Financing limit up to 85% – 90% of the encashment value of the security
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Facility available for individuals, SMEs, and corporates
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Third-party financing allowed
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Quick processing for faster access to funds
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No clean-up requirement
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Available for Overseas Pakistanis
Eligibility Criteria
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Applicant must be a Pakistani resident, unless the loan is backed by a foreign currency account
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Age between 18 and 65 years at the time of financing
Facility Details
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Loan Amount: From PKR 50,000 to PKR 300 million
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Security:
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National Savings Certificates (DSCs, SSCs, RICs)
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Alfalah GHP Mutual Funds (Sovereign Fund & Capital Preservation Fund)
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Bank deposits with Bank Alfalah or other A-rated banks
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Prize Bonds
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Repayment: Quarterly mark-up, payable within 15 days of due date
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Markup Rate: Based on 6-month KIBOR or profit earned on deposits
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Processing Charges:
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PKR 1,200 per application
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PKR 600 for enhancement or renewal
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Required Documentation
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Copy of CNIC
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Copy of security (Govt. securities, TDRs, or prize bonds)
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Basic Fact Sheet
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Copy of last paid telephone bill (PTCL or mobile)
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For business loans, documents as per legal structure of the firm/business
Why Choose Quick Finance?
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Instant liquidity without liquidating your savings
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Wide choice of acceptable securities
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Flexible facility structure to support personal and business needs
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Accessible to both resident and overseas Pakistanis
👉 Secure your future while fulfilling today’s needs with Bank Alfalah Quick Finance.
Running finance, LC, LG and import/export facilities with the main limit as running finance and sublimits for other trade facilities.
National Saving Certificates, Prize Bonds, PKR/FCY deposits (Bank Alfalah or A-rated banks), selected Alfalah GHP Mutual Funds, and other acceptable instruments.
From PKR 50,000 up to PKR 300 million.
Up to 85%–90% of the encashment value — typically up to 90% for PKR instruments and up to 85% for foreign currency deposits.
PKR 1,200 per application; PKR 600 for enhancement or renewal of facility.
Quarterly; payable within 15 days of its due date.
Resident Pakistanis (unless the loan is backed by a foreign currency account). Age between 18 and 65 at time of financing.
CNIC, basic fact sheet, copy of security (government securities/TDRs/prize bonds), last paid telephone bill. Business loans require documentation per legal structure.
Early repayment is subject to bank policy — confirm specific charges or waiver conditions with the branch at application.