Bank Alfalah introduces Pakistan’s first digital pledge financing solution, designed for customers who need quick liquidity without breaking their Term Deposit Receipts (TDRs). With just a few clicks on the Alfa App, you can pledge your TDRs, receive instant approval, and have funds disbursed directly to your account — all while your TDRs continue to grow.
This unique facility ensures your investments remain intact, while giving you the financial flexibility you need, when you need it.
Financing starts from PKR 50,000
Pledge multiple TDRs to avail a higher financing amount
Instant approval and disbursement of up to PKR 7 million
Competitive pricing with transparent cost structure
Flexible tenors from 1 to 12 months
No instalments – settle financing at maturity
Early settlement option with no penalty charges
How to Avail Instant Pledge Financing
Enjoy financing in just 4 simple steps via Alfa App:
Login to Alfa → Apply for a New Loan → Instant Pledge Financing
Select your TDRs to pledge
Enter details of your desired financing
Accept Terms & Conditions and receive instant disbursement
Simple – Just a 4-step digital journey
Transparent – Upfront disclosure of payable amounts, no hidden charges
Instant – Approval and disbursement up to PKR 7 million in minutes
Digital – Fully online with zero human intervention