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Efu High Value Savings Plan
EFU High Value Savings Plan

Premium savings. Elite protection. Tailored for your priorities.

For clients who value both financial growth and comprehensive protection, the EFU High Value Savings Plan delivers a sophisticated, multi-benefit solution.
Crafted exclusively for priority customers, this plan combines the security of life insurance with the potential of market-linked investments — empowering you to achieve your milestones, whether they are education, long-term savings, or legacy creation.

With flexible benefit customization, high protection multiples, and exclusive features for female priority clients, this plan goes beyond standard offerings to deliver true personalized value.

Bank Alfalah Limited, in partnership with EFU Life Assurance Ltd., brings you this premium wealth solution — designed to protect, grow, and elevate your financial future.

 

Key Features & Benefits

  • Exclusive for Priority Clients – Designed for individuals with high savings and long-term financial goals.
  • Comprehensive Life Coverage – Protection multiples up to 75x your annual premium.
  • Tailored for Women – Special benefits for female priority customers to address unique needs.
  • Investment Growth – Premiums invested in unit-linked funds based on your risk profile.
  • Flexible Terms – Choose plan terms from 10 to 57 years.
  • Fund Acceleration – Option to invest additional amounts for higher growth potential.

 

Plan Highlights

Attribute

Details

Eligible Age

18 – 65 years

Minimum & Maximum Plan Term

10 - 57 years

Maximum Maturity Age

75 years

Minimum Annual Premium

Rs. 1,000,000

Mode of Premium

Annual

Fund Acceleration Premium

Minimum Rs. 50,000

Protection Multiples

5 – 75 (based on entry age)

 

How It Works

Your premiums are used to purchase units in EFU Life’s professionally managed unit-linked funds. At the start, you choose funds that match your risk appetite and investment objectives. Over time, your investment grows in line with fund performance while your life cover stays intact throughout the term.

 

Free Look Period

If you cancel within 14 days of receiving your policy documents, you will receive a full refund of your premium, less any applicable expenses.
 

Claims Process

In the event of a claim, beneficiaries can contact EFU Life Assurance Ltd. at (021) 111-338-111 and submit the required documents, which may include:

Original Policy Document

Claim Forms

Death Certificate (Hospital and NADRA issued)

Attested CNIC of both life assured and claimant(s)

Complete medical/treatment record
 

Note: Additional documents may be required depending on the nature of the claim.

 

Contact for Claims

EFU Life Assurance Ltd.

EFU Life House, Plot No. 112, 8th East Street, Phase I, DHA, Karachi, Pakistan

Phone: (021) 111-338-111

Email: csd@efulife.com

 

Disclaimer

This product is underwritten by EFU Life Assurance Ltd. It is not guaranteed or insured by Bank Alfalah or its affiliates. Bank Alfalah acts only as a distributor and is not liable for settlement of claims. Investment risk is borne by the policyholder, and actual returns may vary. Past fund performance is not indicative of future results.