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Agri 1

Overview

Agriculture is the backbone of Pakistan’s economy. At Bank Alfalah, we support our farmers through Zarie Sahulat, a complete range of financing solutions designed to meet both farming and non-farming needs. Our loans are available with flexible repayment options on short, medium, and long-term tenures at affordable markup rates.

Agri Financing Solutions

Paidawari Zarie Sahulat

Short-term crop production loans to support your farming needs.

Musalsal Zarie Sahulat

Running finance for working capital needs to maintain seamless farm operations.

Tractor & Transport Zarie Sahulat

Financing for tractors, trolleys, pickups, motorcycles, trucks, vans, boats, and transport machinery.

Machinery & Equipment Zarie Sahulat

Financing for harvesters, threshers, planters, drills, tillers, ploughs, crushers, bio-gas units, and more.

Aabpaash Zarie Sahulat

Financing for tube wells, turbines, pumps, irrigation systems, and related equipment.

Islah-e-Araazi Zarie Sahulat

Financing for land development, leveling, reclamation, terracing, dams, water reservoirs, and catchments.

Poultry Zarie Sahulat

Financing for broiler and layer farms, hatcheries, processing, storage, and feed mills.

Dairy & Livestock Zarie Sahulat

Financing for dairy animals, feedlots, sheds, chilling plants, veterinary clinics, and livestock farms.

Fisheries Zarie Sahulat

Financing for fish feed, pond construction, rehabilitation, storage, fencing, boats, and equipment.

Silos/Storage Zarie Sahulat

Financing for silos, cold storage, warehouses, bins, and other storage structures.

Marketing Zarie Sahulat

Financing for marketing, packaging, processing, and export of agricultural produce.

Agri Industrial Zarie Sahulat

Financing for seed units, milk plants, grading, packaging, cotton ginning, and fruit/vegetable processing.

Bills / Guarantees Zarie Sahulat

Financing against agri-produce receipts, bills, vouchers, and guarantees.

Lease Zarie Sahulat

Leasing options for tractors, tube wells, machinery, plants, and equipment.

Documents Required

  • Copy of CNIC
  • Two photographs of the applicant
  • Updated Zarie Pass Book and/or property ownership documents
  • Khasra Gardawri / Field book / DAH Form VII / Land revenue tax receipt (for farm credit)
  • 3 years’ Average Sales Value (ASV) from revenue office / Fair Sale Value (FSV) by approved evaluators
  • Feasibility report (for project finance)
  • Additional documents (if required)

Terms & Conditions

  • Applicant must be a genuine farmer or engaged in farm/non-farm activities
  • Applicant’s name must appear in revenue records (for farm credit)
  • Applicant must not be a defaulter of any bank
  • Proper security/surety must be provided
  • Applicant must be a Pakistani citizen or registered business in Pakistan
  • Age limit: 18–65 years (up to 70 years at liability settlement; exceptions up to 80 years with two guarantors)

Apply Now

Get started with your financing application in just a few simple steps. Click below to begin

Or visit your nearest Bank Alfalah branch to apply.