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Overview

The Bank Alfalah Green Energy financing facility is designed to help individuals, SMEs, commercial, and agri businesses invest in sustainable solar energy solutions. With financing available for solar installations ranging from 4 KW to 1000 KW (with net metering), this facility empowers customers to reduce energy costs, ensure uninterrupted supply, and contribute to a greener Pakistan. Offering affordable markup rates, flexible repayment options, and vendor partnerships approved by the Alternative Energy Development Board (AEDB), Bank Alfalah makes the shift to renewable energy simple and accessible.

What you get

  • Tailored financing for solar systems (4 KW – 1000 KW)
  • Competitive markup rates linked with KIBOR
  • Tenure up to 5 years with a 3-month grace period
  • Flexible repayment options (monthly, quarterly, or bi-annually)
  • Pre-approved, AEDB-registered vendors for trusted installations

Features

Customized Financing

Flexible solutions for residential, commercial, SME, and agri businesses.

Affordable Mark-up

Variable rate linked with KIBOR + spread.

Flexible Tenure

Financing up to 5 years with a 3-month grace period.

Repayment Options

Principal and markup payable monthly, quarterly, or bi-annually.

Limit Enhancement & Replacement Financing

Facility for existing customers.

Vendor Assurance

Payments only to AEDB-registered, pre-approved vendors.

Security Options

Hypothecation of equipment, personal guarantees, cheques, insurance, and mortgage (as per case).

High Loan Limit

Up to PKR 400 million for a single borrower.

Insurance Coverage

First-year insurance included upfront; built into installments thereafter.

Eligibility

  • Business Vintage – At least 3 years in business (not applicable for Agri customers)
  • Credit Record – Clean e-CIB report required
  • Utility History – Last 1 year’s utility bills (not applicable for Agri customers)
  • Repayment Capacity – Installment not to exceed 20–30% above peak 3-month average bill (not applicable for Agri customers)
  • Load Applicability – Must align with DISCO allocation and vendor survey report
  • Nationality – Pakistani nationals with valid CNIC/NICOP

Property Conditions:

  • NOC required from all owners in case of joint property
  • For residential: Financing capped at PKR 2.5M (rental premises) / PKR 4M (owned premises)
  • SMEs & Commercial: Financing above PKR 10M requires adequate collateral
  • Agri: Collateral equivalent to loan amount required

Apply Now

Get started with your application in just a few simple steps. Click below to begin

Or visit your nearest Bank Alfalah branch to apply.