Tr?id=668004583344787&ev=pageview &noscript=1
Hi, I am here to assist you!
Sme 1

Overview

Bank Alfalah Karobar Finance is designed to support your business needs by offering running finance, Letters of Guarantee (LG), Letters of Credit (LC), and other import/export-related facilities against residential or commercial property mortgage.

What you get

  • Financing against property mortgage
  • Easy access to working capital
  • Trade finance facilities (LG, LC, import/export support)
  • Competitive markup rates
  • Fast approval and disbursement

Features

No Stock Insurance Required

Enjoy financing without the burden of mandatory stock insurance, reducing your upfront costs.

Low Cleanup Requirement

Only 25% cleanup is required, making it easier for businesses to manage repayments.

Affordable Markup Rates

Quarterly markup payments ensure affordability and better cash flow management.

Quick Processing & Disbursement

Fast-track approvals and disbursements to meet urgent business needs.

Minimal Processing Charges

Cost-effective financing with low upfront processing charges.

Flexible Financing Limit

Financing up to 70% of the assessed market value of your mortgaged property.

High Turnover Utilization

Requires 3 times turnover of the assigned limit in the account, ensuring smooth business operations.

Eligibility

  • Pakistani National Identity Card holder
  • Age: 23 to 60 years (max. 60 years at maturity)
  • Running a business for at least 3 years with satisfactory track record
  • Mortgage of urban residential/commercial property required
  • 3 times turnover of the assigned limit to be maintained in account

Apply Now

Get started with your financing application in just a few simple steps. Click below to begin

Or visit your nearest Bank Alfalah branch to apply.