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Merchant Line Banner

Overview

Bank Alfalah Merchant Line is a short-term business loan designed for POS merchants to cover everyday expenses with ease.

What you get

  • Loan up to PKR 15 million for one year (renewable at expiry)
  • No collateral required up to PKR 5 million
  • Loan amount linked to your annual POS sales
  • Flexible monthly markup on the utilized amount

Rates & Charges

  • Processing fee: As per SOC (non-refundable)
  • Documentation charges: Actual cost of revenue/special adhesive stamps
  • Legal charges: Actual & approved charges of lawyers on Bank’s panel

Features

Loan Limit

Avail financing up to PKR 15 million.

Tenure

One-year facility, renewable upon expiry.

Collateral-Free Option

No collateral required up to PKR 5 million.

Sales-Based Loan

Loan limit determined as a percentage of your annual POS sales.

Markup Payments

Monthly markup applicable only on the utilized amount.

Eligibility

  • Must be a Bank Alfalah POS merchant for at least 1 year
  • Minimum annual POS sales of PKR 1 million

Apply Now

Get started with your application in just a few simple steps. Click below to begin

Or visit your nearest Bank Alfalah branch to apply.