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Overview

Alfa - Your Bank in Your Pocket

We designed Alfa to make banking simple, fast, secure and accessible. With just your phone, you can open an account, save & invest, apply for cards & loans and much more-anytime, anywhere

With Alfa, you get advanced security, higher limits at safe locations, login Alfa Web version using secure QR and automated recurring bill payments and money transfers.

Get Started With Alfa Mobile App

Download the Alfa App, open an account or register using your Identity Document number (CNIC/Passport). Getting your Alfa access is as easy as 1-2 3!.

Scan Now and Download

The Alfa App!

Financial Lifestyle Features

Digital Account Opening

Open your Bank Alfalah account directly from the app.

Alfa Supplementary App

Empower your family with Alfa Supplementary App — register spouse, siblings, and parents without a Bank Alfalah account, set personalized spending limits, and enjoy instant access with no documentation required.

Joint Account Alfa Registration

Secondary account holders can unlock Alfa — register or link today and enjoy sensational benefits with the same limits as your primary account.

Apply for Cards

Apply for Debit or Credit card digitally from the app. T&Cs apply.

Instant Personal & Auto Loan

Get instant disbursement of personal and auto loan without visiting branch. T&Cs apply.

Save & Invest

Open a savings account (PKR or FCY), book a Term Deposit, or invest in mutual funds, PIBs, T-bills, or Sukuks, all digitally via the Alfa app.

RAAST Transfers

Use Pakistan's instant payment system to send and receive funds with your mobile number – free of charge.

Bill Payments

Pay to 4,000+ billers of electricity, gas, water, internet, education, tax, clubs & societies, etc. with ease.

Mobile Top-Ups

Top-up prepaid or postpaid account or subscribe to any mobile package instantly.

Foreign Currency Conversion

Convert foreign currency into PKR at competitive rates.

Credit Card Payments

Pay your Bank Alfalah or any 1Link enabled credit card bill through Alfa.

Card Management

Activate, block, or unblock your debit or credit cards, track usage across channels directly from the app.

Comprehensive Relationship Management

View all your savings, investments, and borrowings in one place.

Limit Management

Set your daily transaction limits to match your preferences.

Alfa Smart Features

Dormant Account Activation

Effortlessly activate dormant accounts via Alfa and complete formalities without having the need to visit a branch and go through paperwork.

Alfa Auto Pay

Schedule your recurring bill payments and money transfers with options to set amount, frequency, & expiry.

QR Login

Log in to Alfa Web to experience an all-in-one screen using Alfa QR scan feature – no need to remember passwords.

Personalized Home Screen

Customize your home screen for quick access to your favourite features.

KYC Update

Update your personal details to keep your account secure and compliant without visiting the branch.

Service Request

Request cheque books, update your address, or subscribe to SMS and e-Statements.

Customized Limits

Higher limits for Premier, Infinite segments, and all Current accounts.

Split Payments

Pay using a mix of your account, credit card, and Orbits – your choice.

Multi-Pay

Pay multiple bills or money transfers using the multi-pay option.

Tap & Pay

Enable your Debit/Credit card via Alfa to make secure, contactless/NFC POS payments by tapping your phone.

Safe Location

Enable Safe Location for higher limits and added transaction security.

Virtual Debit Card

Spend securely online with a virtual card with customized limits and expiry of your choice for all your e-commerce shopping needs.

Alfa Pay

Pay instantly by scanning QR codes at 15,000+ Masterpass merchants across Pakistan.

Dark Mode

Switch between light and dark mode for a better viewing experience.

Bilingual Support

Enjoy Alfa app in your preferred language.

Digital Activity

Easily access transaction history by the beneficiary name and extract payment receipts to share via email or WhatsApp.

Overview

Alfa Supplementary brings your family into the Alfa experience. Extend your loved ones the freedom to make transactions, pay bills and use selected Alfa features within the limits you set, while keeping your primary account balance private.

Family Relationship Management

Share access on Alfa with up to five family members including parents, spouse, children, and siblings.

Supplementary Dashboard

Dashboard with visibility of supplementary users, their status, activities, and transactions.

Privacy and Confidentiality

Account balance and financial activities remain completely confidential from all supplementary users.

Pause & Resume Access

Pause, resume, or remove supplementary user’s access at any time through Alfa.

Personalized Daily Limits

Assign or update individual daily limits based on each family member’s financial needs.

Multiple Account Selection

Choose the account or accounts you want to make available for supplementary access.

Smart Notifications

Stay informed about transactions and important changes related to your Alfa Supplementary relationships.

Secure Device Binding

Each supplementary user is securely linked to their registered device for added authentication and security.

Subscription Management

Conveniently manage your Alfa Supplementary annual subscription renewal through Alfa.

Transaction Limits

Transaction Limits
Package Daily Transaction Limit(PKR) Daily Utility Bill Limit
Package 1 0 0
Package 2 250,000 5
Package 3 500,000 10
Package 4 1,000,000 15
Package 5
(For Premier Customer Only)
2,000,000 20
Package 6
(For Current Account Holder Only)
3,000,000 20
Package 7
(For Current Account Holder Only)
5,000,000 20
Package 8
(For Premier Customer Only)
7,500,000 25
Package 9
(For Infinite Customer Only)
10,000,000 25
Package 10
(For All Customers)
10,000,000 25
Safe Location Limits (24-hour-Window)
For Eligible Customer Only Daily Transaction Limit(PKR)
Package 11 1,500,000
Package 12 2,000,000
Package 13 2,500,000
Package 14 7,500,000
Package 15 10,000,000

Your daily transaction limit is shared across Alfa, Internet Banking, WhatsApp and Alfa Mall.