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Introducing Pakistan’s most smart and innovative online payment processing solution. You can collect your payments online easily & securely from anywhere in Pakistan through Alfa Payment Gateway.

Why choose Alfa Payment Gateway

As a Merchant you can avail the following benefits:

Instant merchant account

Instant merchant account

Integration plugins available

Integration plugins available

Market competitive pricing by a mile

Market competitive pricing by a mile

Multiple Payment modes

Multiple Payment modes

Dashboard

Dashboard

Extensive reporting

Extensive reporting

Online management of refunds and chargebacks through merchant portal

Online management of refunds and chargebacks through merchant portal

Merchant financing and other banking services available

Merchant financing and other banking services available

Pay by Link (No integration needed, ideal for Merchant’s without a website/app)

Pay by Link (No integration needed, ideal for Merchant’s without a website/app)

No Setup or Annual Fee

No Setup or Annual Fee

Sign up digitally and start collecting payments instantly

Sign up digitally and start collecting payments instantly

BNPL and Bin Based Discounting

BNPL and Bin Based Discounting

Payment Options

We are offering the following modes:

Alfa Wallet

Alfa Wallet

Credit/Debit Card

Credit/Debit Card

Jazz Cash

Jazz Cash

Conventional & Islamic BNPL

Conventional & Islamic BNPL

Integration With Alfa Payment Gateway

Integration Tools

API

API

Redirection

Redirection

Hosted Checkout (Coming Soon)

Hosted Checkout (Coming Soon)

Custom Code

Custom Code

Integration Plugins Plugins Available: WooCommerce, Magento, OpenCart, PrestaShop, Shopify.

Integration Plugins Plugins Available: WooCommerce, Magento, OpenCart, PrestaShop, Shopify.

Pay By Link

Merchants who do not have a website/app or those selling through Instagram/Facebook, Bank Alfalah brings to you the Pay By Link feature to help you collect your online payments without having any integration or website in place.

How to use it?

  • Go to Alfa Payment Gateway merchant portal and sign in

  • Using the Pay by Link module either generate a payment link or invoice

  • Send the payment link to your customer manually or let our system sent it on auto for you

  • Customer will receive the link on his email and simply clicks on it to complete payment

  • Customer will get a successful payment notification and you will be able to see the payment status in transaction history of merchant portal

Merchant Signup

Any business in Pakistan can sign up digitally and get a merchant account instantly and start collecting payments online. Alfa Payment Gateway is designed to cater the needs of all types of businesses from large enterprises to SME’s, individuals and sole proprietors.

You can choose between the following merchant accounts:

Instant Merchant Account

  • Instant Account Creation
  • Ideal for small and medium businesses
  • Applicable to Individual and Sole proprietors
  • PKR 500,000 monthly volume processing limit upon BVS

Corporate Merchant Account

  • Standard documentation process
  • Account creation takes few weeks
  • Ideal for enterprises
  • Applicable to registered entities
  • No limits on volume processing
Pricing and Settlement Timeline

Payment Mode Settlement with Bank Alfalah Settlement with Other Bank Account Settlement Time
Alfa Wallet 0% 1% 1 Day
Jazz Cash 1% 1% 1 Day
Credit/Debit card 2.5% 3%

1 Day

Islamic BNPL 10% 10% 1 Day
Conventional BNPL  5% 5% 1 Day
  • Rates subject to merchant’s Volume
  • Settlement time 3 Working days only
  • Charges apply on transaction basis only
  • Charges apply to Merchant only
  • Charges are exclusive of FED
  • Charges are subject to the settlement mode selected by merchant
  • ** For best rates, choose Alfa wallet as settlement account
  • Conventional BNPL rate is applicable on Bank Alfalah credit cards only.
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