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For 1H2025
As at 30 June 2025
PKR

2.3 trillion

Total Deposits
PKR

1.1 trillion

Advances

17.67%

Capital Adequacy Ratio
PKR

33.9 billion

Profit before Tax

Serving 9.2 million customers

through 110,000 touchpoints
Bank
Number of branches
over 1,100 across 240+ cities
Atm
ATMs
1,300+
Cash
CCDMs and CDMs
550+
Gateway
Internet Payment
Gateway Merchants
4,700+
Credit Card
POS Machines
28,600+
Branchless
Branchless Banking Agents
39,000+
Qr
QR Merchants
35,900+

Market Indicators

PSX symbol
BAFL
Total Assets
PKR 3.3 trillion As at 30 June 2025
Market Capitalisation
PKR 142 billion As at 6 Aug 2025
Earnings per share
PKR 9.68 For 1H2025
Price to Earnings Ratio
4.14 As at 30 June 2025
Breakup Value
PKR 118.61 As at 30 June 2025
Dividend Payout Ratio
52% For 1H2025

Governance

Board of Directors and Senior Management

Meet the minds driving our vision forward.

Bank's Leadership
Auditor
A.F. Ferguson and Co.,
Chartered Accountants
Legal Advisor
Mandviwalla & Zafa Advocates
and Legal Consultants

Pattern of Shareholding for the
year ended 31st December 2024

Shareholding Pattern

Investor Information

Bank Alfalah Limited is listed on the Pakistan Stock Exchange (PSX).

The symbol ‘BAFL’ is used by PSX with respect to the shares of Bank Alfalah Limited.

IPO Application Form
Download PDF
Shelf Prospectus of Bank Alfalah' TFCs
Download PDF
Financial Highlights

6-Year Snapshot

Download PDF

F. D. Registrar Services (Pvt.) Ltd

1705, 17th Floor, Saima Trade Tower-A, I.I. Chundrigar Road, Karachi-74000. Telephone: 92-21-32271905-6 and 32231243
Fax: 92-21-32621233 Email: fdregistrar@yahoo.com fdregistrar@hotmail.com

Free Float of shares

For shares related matters, respective shareholders are advised to contact Bank’s Shares Registrar

Download PDF

Ratios

EPS
Rs. 24.30
Price Earning (PE) Ratio
3.43 times
Breakup Value per share
Rs. 112.93
Dividend Payout Ratio
35%

Credit Rating

Rating of the Bank
PACRA – Entity Rating
Long Term
AAA
Short Term
A1+
Outlook
Stable
PACRA – Rating of
the Bank’s Instruments
AA+ (double A plus)

Shareholder Relation

For Shareholders’ complaints and grievances please contact following Officer of the Bank

Mr. Hasnain Athar

Senior Manager, Corporate Affairs, Bank Alfalah Limited

Legal and Corporate Affairs Group, 3rd Floor, B.A. Building, I.I. Chundrigar Road, Karachi

Phone
Extension
2668
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Disclaimer

In case your complaint has not been properly redressed by us, you may lodge your complaint with Securities and Exchange Commission of Pakistan (the “SECP”). However, please note that SECP will entertain only those complaints which were at first directly requested to be redressed by the company and the company has failed to redress the same. Further, the complaints that are not relevant to SECP’s regulatory domain/competence shall not be entertained by the SECP.

Notice & Alerts

Notices of general meetings, dividends / bonus declarations, right issue and ballot papers