Your wallet, your protection — anywhere, anytime.
Life is full of surprises. Some are worth celebrating, others need preparation.
The Alfalah Insurance Nighaban Plan keeps you covered against life’s unexpected moments — from accidental death or disability to wallet loss, ATM theft, mobile snatching, fraudulent transactions, burglary, and loss of important documents.
This plan, offered by Bank Alfalah in partnership with Alfalah Insurance Company Limited, ensures you stay secure — wherever life takes you.
|
Cover |
Bronze |
Silver |
Gold |
Platinum |
|
Accidental Death & Permanent Disability |
500,000 |
1,000,000 |
1,500,000 |
1,750,000 |
|
ATM Cash Withdrawal |
100,000 |
200,000 |
200,000 |
200,000 |
|
Fraudulent Transactions |
50,000 |
75,000 |
100,000 |
100,000 |
|
Accidental Medical Expenses |
10,000 |
15,000 |
20,000 |
20,000 |
|
Loss of Identity Documents (CNIC, Passport, Driving License, etc.) |
10,000 |
20,000 |
20,000 |
20,000 |
|
Wallet Replacement |
3,000 |
6,000 |
6,000 |
7,500 |
|
Burglary at Card Holder’s Home |
35,000 |
70,000 |
70,000 |
75,000 |
|
Mobile Snatching |
– |
– |
30,000 |
45,000 |
|
Card Re-Issuance Cost |
3,000 |
6,000 |
6,000 |
6,000 |
18 to 60 years
1 year (Coverage lasts 1 year from policy start date)
|
Product Variant |
Annual Premium (PKR) |
|
Bronze |
5,000 |
|
Silver |
10,000 |
|
Gold |
15,000 |
|
Platinum |
20,000 |
Choose the plan that matches your lifestyle and protection needs.
Filing a claim is simple:
Cancel within 14 days of receiving your policy documents for a full premium refund (minus any medical examination costs).
Disclaimer:
This plan is underwritten by Alfalah Insurance Company Limited. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.