IGI Life-WTO Zindagi – Premier Takaful Saving Plan
Plan for your future. Live a healthier life. Earn rewards along the way.
The IGI Life-WTO “Zindagi” – Premier Takaful Savings Plan combines smart investment, financial protection, and wellness benefits—exclusively for Bank Alfalah customers. Linked to the Vitality wellness programme, it rewards you for making healthier lifestyle choices while offering built-in hospitalization benefits.
Key Features & Benefits
- Capital Protection: At maturity, receive the full Participant Investment Account (PIA) value accumulated over the term.
- Flexible Coverage: Select your preferred sum cover (5 to 40 times your annual basic contribution, based on age).
- Example: PKR 500,000 annual contribution × 10 = PKR 5,000,000 sum cover.
- Life Protection: In case of death during the plan term, beneficiaries receive either the sum cover or PIA value—whichever is higher.
- Investment Choice: Invest in Aggressive, Balanced, or Conservative fund strategies—managed by expert fund managers for optimal returns and balanced risk.
- Vitality Programme: Get insights into your health, improve your lifestyle, and earn rewards for healthier living.
- Takaful Coverage: Financial protection plus high allocation of contributions—up to 57.5% in the first year.
- Sehat Afza Benefit: Annual inpatient hospitalization coverage of PKR 250,000 for illness or accident.
Plan Highlights:
Age at Entry:
Plan Term:
Maximum Age at Maturity:
Minimum Contribution:
Payment Modes:
- Annual, Semi Annual & Quarterly
Free Look Period
Cancel within 14 days of receiving your Participant’s Membership Document (PMD) for a full refund (less medical examination expenses).
Claims Process
To file a claim, submit the following to IGI Life – Window Takaful Operations:
- Completed Claimant’s Statement and Physician’s Statement (download here)
- Original or attested Union Council death certificate
- Copy of hospital death certificate
- Original policy document
- All past and current medical records
- CNIC copies of deceased and beneficiary
- For accidental death: Attested FIR/Police Report and Post-Mortem Report
Claims Address:
IGI Life Insurance Limited – Window Takaful Operations
The Forum, 7th Floor, Suite No. 701–713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
Disclaimer
This plan is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.
