Bank Alfalah

Overview

Bank Alfalah Personal Loan is designed to provide hassle-free financial support for everything from emergencies to personal aspirations. Whether you need quick funds for medical expenses, education, weddings, home improvements, or travel, our flexible cash and purchase loan options give you access to amounts from PKR 50,000 to PKR 3 million, without collateral. Enjoy instant approvals, competitive rates, and the freedom to repay on your own terms.

What you get

Financing from PKR 50,000 up to PKR 3 million
Tenures ranging from 1 to 4 years
Collateral-free loans with fixed or variable pricing
Instant loan disbursement via Alfa App for eligible customers (within 60 seconds)
Purchase loan facility for bikes, laptops, solar accessories, and more
Top-up option based on income and repayment history
Exclusive discounted rates for women
Flexible repayment through multiple digital and branch channels

Features & Offerings

Quick Access to Funds

Apply instantly via Alfa App or through branches—no lengthy paperwork.

Tailored Loan Solutions

Choose between cash loans for personal needs or purchase loans for specific products.

Top-Up Facility

Easily increase your loan amount without starting from scratch.

Flexible Repayment

Multiple repayment options including Alfa app, internet banking, direct debit, branch payments, ATM/CDM, and cross cheque.

Inclusive Eligibility

Available to salaried, self-employed, landlords, housewives, and retired individuals.

Product Offerings

Cash Loans – Do whatever you want without worrying about upfront cash. Whether it’s a holiday retreat with your loved ones, quality education, wedding or improving your lifestyle; you can get custom made instalment plans up to 4 years.
Electric Bikes & Scooty Financing

Eligibility

Pakistani or eligible foreign nationals (approved companies)
Salaried (age 21–60) with min. monthly salary PKR 50,000
Self-employed (age 21–65) with min. monthly balance PKR 75,000

Documents Required

Complete application form with signatures
Copy of CNIC
6 Months Bank Statement (If required)
For Salaried Individuals – Salary Slip/Salary Certificate
For Self-employed businessmen and Self-employed professionals
Any Relevant Proof of Business Documents (Tax returns, NTN, Bank Certificate)

Important Documents

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Calculator

Bank Alfalah Personal Loan Calculator