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Pehchaan Finance

Overview

Bank Alfalah Pehchaan Finance is a women-focused loan program designed to promote financial independence, economic participation, and social upliftment. Offering both cash and purchase loans at exclusive discounted rates, it provides quick, collateral-free access to funds for personal or business needs. With flexible tenures, easy repayment, and top-up options, women can pursue their goals without financial barriers.

What you get

  • 3% exclusive discount for women borrowers.
  • Loan amounts from PKR 50,000 to PKR 3 million.
  • Tenure flexibility: 1 to 4 years.
  • Collateral-free financing.
  • Choice of fixed or variable pricing.
  • Cash or purchase loan options for multiple needs—medical, education, weddings, home repairs, travel, and more.
  • Top-up facility based on income and repayment history.
  • Quick and convenient application via branch, Alfa app, or online.

Features & Offerings

Tailored for Women

Specially designed financing with exclusive 3% discount to support women’s financial goals.

Flexible Loan Options

Choose between cash loans and purchase loans for products like electric scooties, laptops, solar panels, and more.

Easy Repayment

Multiple repayment channels—branch, Alfa app, internet banking, direct debit, ATM/CDM, or cross cheque.

Top-Up Facility

Get additional funds without starting a new loan, based on revised eligibility.

Quick Processing

Fastest loan application turnaround with minimal documentation.

Eligibility

  • Salaried (age 21–60) with minimum monthly salary of PKR 50,000
  • Self-employed (age 21–65) with minimum monthly balance of PKR 75,000

Documents Required

  • Complete application form with signatures
  • Copy of CNIC
  • 6 Months Bank Statement (If required)
  • For Salaried Individuals – Salary Slip/Salary Certificate
  • For Self-employed businessmen and Self-employed professionals – Any Relevant Proof of Business Documents (Tax returns, NTN, Bank Certificate)

Important Documents

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